Overview

Personal

Independence

Payment

PIP

can

help

you

with

some

of

the

extra

costs

if

you

have

a

long

term

physical

or

mental

health

condition

or

disability

This

guide

is

also

available

in

Welsh

Cymraeg

The

amount

you

get

depends

on

how

your

condition

affects

you

not

the

condition

itself

You

’ll

be

assessed

by

a

health

professional

to

work

out

the

level

of

help

you

can

get

Your

carer

could

get

Carer

’s

Allowance

if

you

have

substantial

caring

needs

If

you

get

Disability

Living

Allowance

DLA

Disability

Living

Allowance

DLA

is

being

replaced

by

PIP

for

most

adults

You

’ll

keep

getting

DLA

if

you

’re

under

you

were

born

on

or

before

April

If

you

were

born

after

April

the

Department

for

Work

and

Pensions

DWP

will

invite

you

to

apply

for

PIP

You

do

not

need

to

do

anything

until

DWP

writes

to

you

about

your

DLA

unless

your

circumstances

change

Help

with

PIP

You

can

contact

a

local

support

organisation

or

Citizens

Advice

to

get

help

understanding

PIP

Eligibility

You

can

get

Personal

Independence

Payment

PIP

whether

you

’re

working

or

not

You

must

be

aged

or

over

and

usually

have

not

reached

State

Pension

age

to

claim

You

must

also

have

a

physical

or

mental

health

condition

or

disability

where

you

have

had

difficulties

with

daily

living

or

getting

around

or

both

for

months

expect

these

difficulties

to

continue

for

at

least

months

You

usually

need

to

have

lived

in

England

Scotland

or

Wales

for

at

least

of

the

last

years

and

be

in

one

of

these

countries

when

you

apply

If

you

’ve

recently

returned

from

living

in

an

EEA

country

you

might

be

able

to

get

PIP

sooner

Find

out

about

PIP

if

you

live

in

Northern

Ireland

There

are

different

rules

if

you

’re

terminally

ill

and

a

healthcare

professional

has

said

you

might

have

less

than

months

to

live

You

can

not

get

PIP

and

Armed

Forces

Independence

Payment

at

the

same

time

Daily

living

difficulties

You

may

get

the

daily

living

part

of

PIP

if

you

need

help

more

than

half

of

the

time

with

things

like

preparing

or

eating

food

washing

bathing

and

using

the

toilet

dressing

and

undressing

reading

and

communicating

managing

your

medicines

or

treatments

making

decisions

about

money

engaging

with

other

people

Mobility

difficulties

You

may

get

the

mobility

part

of

PIP

if

you

need

help

going

out

or

moving

around

How

you

’re

assessed

You

’ll

be

assessed

by

an

independent

healthcare

professional

to

work

out

the

level

of

help

you

need

If

you

’ve

reached

State

Pension

age

You

can

get

PIP

if

you

were

already

getting

PIP

before

you

reached

State

Pension

age

and

your

condition

has

not

changed

have

been

claiming

Disability

Living

Allowance

DLA

and

you

’ve

had

a

letter

inviting

you

to

apply

for

PIP

You

may

get

PIP

if

you

previously

got

it

and

you

were

still

entitled

to

it

within

the

last

year

If

you

can

not

get

PIP

you

can

apply

for

Attendance

Allowance

instead

Living

abroad

You

might

still

be

able

to

get

PIP

if

you

live

in

an

EU

or

EEA

country

or

Switzerland

you

can

only

get

help

with

daily

living

needs

are

a

member

or

family

member

of

the

Armed

Forces

If

you

’re

not

a

British

citizen

You

must

normally

live

in

or

show

that

you

intend

to

settle

in

the

UK

Ireland

the

Isle

of

Man

or

the

Channel

Islands

not

be

subject

to

immigration

control

unless

you

’re

a

sponsored

immigrant

You

might

still

be

able

to

get

PIP

if

you

are

a

refugee

or

have

humanitarian

protection

status

What

you

’ll

get

Personal

Independence

Payment

PIP

is

made

up

of

parts

a

daily

living

part

and

a

mobility

part

Whether

you

get

one

or

both

of

these

and

how

much

you

’ll

get

depends

on

how

severely

your

condition

affects

you

You

’ll

need

an

assessment

to

work

out

how

much

you

’ll

get

Your

rate

will

be

regularly

reviewed

to

make

sure

you

’re

getting

the

right

support

PIP

is

tax

free

The

amount

you

get

is

not

affected

by

your

income

or

savings

You

need

to

tell

DWP

straight

away

if

there

’s

a

change

in

your

personal

circumstances

or

how

your

condition

affects

you

Daily

living

part

The

weekly

rate

for

the

daily

living

part

of

PIP

is

either

or

Mobility

part

The

weekly

rate

for

the

mobility

part

of

PIP

is

either

or

Terminal

illness

You

’ll

get

the

higher

daily

living

part

if

you

’re

not

expected

to

live

more

than

months

The

rate

of

the

mobility

part

depends

on

your

needs

How

other

benefits

affect

your

PIP

The

daily

living

part

of

your

PIP

will

be

reduced

if

you

get

any

of

the

following

benefits

Constant

Attendance

Allowance

War

Pensioners

Mobility

Supplement

How

you

’re

paid

PIP

is

usually

paid

every

weeks

Your

decision

letter

will

tell

you

the

date

of

your

first

payment

what

day

of

the

week

you

’ll

usually

be

paid

If

your

payment

date

is

on

a

bank

holiday

you

’ll

usually

be

paid

before

the

bank

holiday

After

that

you

’ll

continue

to

get

paid

as

normal

All

benefits

pensions

and

allowances

are

paid

into

your

bank

building

society

or

credit

union

account

Other

help

You

or

your

carer

might

also

qualify

for

other

financial

help

for

example

Carer

’s

Allowance

or

help

with

housing

or

transport

costs

If

you

get

PIP

and

you

work

you

might

also

be

able

to

get

the

disability

element

of

Working

Tax

Credit

up

to

a

year

or

up

to

if

your

disability

is

severe

Contact

HM

Revenue

and

Customs

HMRC

to

find

out

How

to

claim

Call

the

Department

for

Work

and

Pensions

DWP

to

make

a

new

Personal

Independence

Payment

PIP

claim

There

is

a

different

way

to

claim

if

you

’re

terminally

ill

Find

out

how

to

claim

if

you

live

in

Northern

Ireland

Claim

by

telephone

or

textphone

Before

you

call

you

’ll

need

your

contact

details

for

example

telephone

number

your

date

of

birth

your

National

Insurance

number

this

is

on

letters

about

tax

pensions

and

benefits

your

bank

or

building

society

account

number

and

sort

code

your

doctor

or

health

worker

’s

name

address

and

telephone

number

dates

and

addresses

for

any

time

you

’ve

spent

in

a

care

home

or

hospital

dates

for

any

time

you

spent

abroad

for

more

than

weeks

at

a

time

and

the

countries

you

visited

If

you

need

someone

to

help

you

ask

DWP

to

add

them

to

your

call

when

you

phone

use

Relay

UK

use

the

video

relay

service

You

can

not

do

this

if

you

use

textphone

If

you

can

not

use

any

of

these

someone

else

can

call

on

your

behalf

but

you

’ll

need

to

be

with

them

when

they

call

Claim

by

post

You

can

get

a

form

to

send

information

by

post

although

this

can

delay

the

decision

on

your

claim

Write

a

letter

to

ask

for

the

form

What

happens

next

You

’ll

be

sent

a

How

your

disability

affects

you

form

Call

the

PIP

enquiry

line

if

you

need

it

in

an

alternative

format

such

as

braille

large

print

or

audio

CD

Fill

in

the

form

using

the

notes

that

come

with

it

to

help

you

You

can

also

read

Citizens

Advice

’s

help

on

filling

in

the

form

Return

the

form

to

DWP

the

address

is

on

the

form

You

have

month

to

return

the

form

DWP

will

start

processing

your

claim

when

they

receive

your

form

Contact

the

PIP

enquiry

line

if

you

need

more

time

If

more

information

is

needed

an

independent

health

professional

will

send

a

letter

inviting

you

to

an

assessment

Assessments

can

be

in

person

over

the

phone

or

by

video

call

You

’ll

be

asked

questions

about

your

ability

to

carry

out

activities

and

how

your

condition

affects

your

daily

life

You

can

read

Citizens

Advice

’s

help

on

preparing

for

an

assessment

You

’ll

get

a

letter

that

tells

you

whether

you

’ll

get

PIP

If

you

do

you

’ll

be

told

how

much

you

’ll

get

when

you

’ll

be

paid

and

the

date

your

PIP

will

be

reviewed

so

that

you

continue

to

get

the

right

support

Because

of

coronavirus

you

’ll

only

be

invited

to

attend

an

assessment

in

person

if

more

information

is

needed

and

you

can

not

do

an

assessment

by

phone

or

video

call

Your

invitation

letter

will

explain

how

to

attend

your

appointment

safely

You

can

not

apply

using

any

Disability

Living

Allowance

DLA

forms

you

may

have

If

you

disagree

with

a

decision

You

can

challenge

a

decision

about

your

claim

This

is

called

asking

for

mandatory

reconsideration

If

your

PIP

claim

is

reviewed

The

letter

you

got

when

your

Personal

Independence

Payment

PIP

was

approved

will

tell

you

when

your

claim

will

end

and

if

it

will

be

reviewed

If

your

claim

is

going

to

be

reviewed

the

letter

will

tell

you

when

you

’ll

be

contacted

about

the

review

How

PIP

reviews

work

You

will

continue

to

get

PIP

while

your

claim

is

being

reviewed

You

’ll

get

a

letter

asking

you

to

fill

in

a

form

called

Award

review

how

your

disability

affects

you

Fill

in

the

form

using

the

notes

that

come

with

it

Send

the

form

and

any

supporting

information

you

have

not

shared

with

the

Department

for

Work

and

Pensions

DWP

before

the

form

explains

what

to

include

and

where

to

send

it

You

’ll

need

to

return

it

within

month

Contact

the

PIP

enquiry

line

if

you

need

more

time

DWP

will

review

your

form

If

they

need

more

information

an

independent

health

professional

might

phone

you

to

ask

some

questions

or

send

a

letter

inviting

you

to

an

assessment

Assessments

can

be

in

person

over

the

phone

or

by

video

call

You

’ll

get

a

letter

that

tells

you

what

will

happen

with

your

PIP

If

your

needs

have

changed

your

PIP

might

be

increased

reduced

or

stopped

Because

of

coronavirus

you

’ll

only

be

invited

to

an

assessment

in

person

if

more

information

is

needed

and

you

can

not

do

an

assessment

by

phone

or

video

call

Your

invitation

letter

will

explain

how

to

attend

your

appointment

safely

If

you

disagree

with

a

decision

You

can

challenge

a

decision

about

your

claim

This

is

called

asking

for

mandatory

reconsideration

Change

of

circumstances

You

must

contact

the

Personal

Independence

Payment

PIP

enquiry

line

if

your

personal

details

change

for

example

your

name

address

or

doctor

the

help

you

need

or

your

condition

changes

your

condition

has

worsened

and

you

’re

not

expected

to

live

more

than

months

you

go

into

hospital

or

a

care

home

you

go

abroad

you

’re

imprisoned

or

held

in

detention

your

immigration

status

changes

if

you

’re

not

a

British

citizen

You

could

be

taken

to

court

or

have

to

pay

a

penalty

if

you

give

wrong

information

or

do

not

report

a

change

in

your

circumstances

How

to

report

a

change

of

circumstances

Contact

the

PIP

enquiry

line

to

report

a

change

of

circumstances

If

you

need

someone

to

help

you

ask

the

Department

for

Work

and

Pensions

DWP

to

add

them

to

your

call

when

you

phone

use

Relay

UK

use

the

video

relay

service

You

can

not

do

this

if

you

use

textphone

If

you

can

not

use

any

of

these

someone

else

can

call

on

your

behalf

but

you

’ll

need

to

be

with

them

when

they

call

If

you

’ve

been

paid

too

much

You

may

have

to

repay

the

money

if

you

did

not

report

a

change

straight

away

gave

wrong

information

were

overpaid

by

mistake

Find

out

how

to

repay

the

money

you

owe

from

benefit

overpayment

Claiming

PIP

if

you

're

terminally

ill

You

can

get

Personal

Independence

Payment

PIP

more

quickly

if

you

’re

terminally

ill

You

can

claim

PIP

if

your

doctor

or

a

healthcare

professional

has

said

you

might

have

less

than

months

to

live

you

are

aged

or

over

and

usually

have

not

reached

State

Pension

age

How

to

claim

You

can

claim

for

yourself

or

someone

else

can

do

it

for

you

Call

DWP

to

start

your

PIP

claim

Ask

a

doctor

or

other

healthcare

professional

for

form

They

’ll

either

fill

it

in

and

give

the

form

to

you

or

send

it

directly

to

DWP

You

will

not

need

to

go

to

a

face

to

face

consultation

If

you

need

someone

to

help

you

ask

DWP

to

add

them

to

your

call

when

you

phone

use

Relay

UK

use

the

video

relay

service

You

can

not

do

this

if

you

use

textphone

If

you

can

not

use

any

of

these

someone

else

can

call

on

your

behalf

but

you

’ll

need

to

be

with

them

when

they

call

You

may

be

able

to

get

other

benefits

if

you

’re

terminally

ill


Overview

You

may

be

able

to

get

a

payment

if

you

’ve

been

diagnosed

with

the

asbestos

related

disease

diffuse

mesothelioma

There

are

types

of

payment

you

can

claim

for

diffuse

mesothelioma

payments

the

scheme

the

Diffuse

Mesothelioma

Payment

Scheme

DMPS

You

can

claim

DMPS

if

you

can

not

find

the

employer

responsible

for

your

contact

with

asbestos

or

their

insurer

What

you

'll

get

The

scheme

You

’ll

get

one

payment

The

amount

you

’ll

get

depends

on

how

old

you

were

when

your

disease

was

diagnosed

For

example

if

you

were

when

your

disease

was

diagnosed

and

you

qualify

you

’ll

get

a

payment

of

Rates

Age

when

diagnosed

Payment

and

under

and

over

Diffuse

Mesothelioma

Payment

Scheme

DMPS

Your

payment

will

depend

on

the

details

of

your

claim

Read

about

payment

amounts

on

the

DMPS

website

Eligibility

The

scheme

You

can

claim

a

one

off

payment

if

you

are

not

entitled

to

a

payment

under

the

Pneumoconiosis

Act

have

not

been

given

a

payment

for

the

disease

from

an

employer

a

civil

claim

or

elsewhere

are

not

entitled

to

compensation

from

a

Ministry

of

Defence

scheme

You

must

have

been

exposed

to

asbestos

in

the

United

Kingdom

Examples

of

exposure

include

you

came

into

contact

with

asbestos

from

a

relative

for

instance

by

washing

their

clothes

you

were

exposed

to

asbestos

in

the

environment

for

instance

you

lived

near

a

factory

using

asbestos

you

were

exposed

to

asbestos

while

self

employed

your

exposure

can

not

be

specified

but

it

occurred

in

the

United

Kingdom

You

must

claim

within

months

of

diagnosis

Diffuse

Mesothelioma

Payment

Scheme

DMPS

You

may

be

able

to

claim

if

all

of

the

following

apply

you

were

diagnosed

with

diffuse

mesothelioma

on

or

after

July

your

mesothelioma

was

caused

by

exposure

to

asbestos

when

working

in

the

UK

you

can

not

trace

the

employer

that

exposed

you

to

asbestos

or

their

insurers

you

have

not

made

a

civil

claim

against

any

employer

or

insurer

you

have

not

received

damages

or

a

specified

payment

for

mesothelioma

and

you

’re

not

eligible

to

a

specified

payment

You

may

also

be

able

to

claim

if

you

were

the

dependant

of

a

sufferer

who

has

died

You

can

claim

for

DMPS

even

if

you

have

already

claimed

from

the

scheme

or

under

the

Pneumoconiosis

Act

If

you

’ve

already

got

a

payment

from

the

scheme

or

the

Pneumoconiosis

Act

it

will

be

deducted

from

the

amount

you

get

from

DMPS

You

may

still

be

able

to

claim

from

the

scheme

even

if

you

are

unsuccessful

in

your

DMPS

claim

Claims

through

the

DMPS

scheme

must

be

made

within

years

of

diagnosis

Payments

for

dependants

The

scheme

You

may

be

able

to

claim

if

you

were

the

dependant

of

a

sufferer

who

has

died

You

must

claim

within

months

of

their

death

Contact

Barrow

Industrial

Injuries

Disablement

Benefit

IIDB

Centre

to

find

out

if

you

’re

eligible

Rates

If

you

qualify

you

’ll

get

one

payment

The

amount

will

depend

on

how

old

the

person

with

mesothelioma

was

when

they

died

For

example

if

they

were

when

they

died

and

you

qualify

you

’ll

get

a

payment

of

Age

of

death

Payment

and

under

and

over

Diffuse

Mesothelioma

Payment

Scheme

DMPS

Your

payment

will

depend

on

the

details

of

your

claim

Read

about

payment

amounts

on

the

DMPS

website

How

to

claim

The

scheme

Fill

in

a

mesothelioma

payment

claim

form

and

provide

medical

evidence

Contact

Barrow

Industrial

Injuries

Disablement

Benefit

IIDB

Centre

if

you

can

not

print

out

a

form

and

you

need

one

sent

to

you

Alternative

formats

Contact

the

Barrow

IIDB

Centre

to

ask

for

alternative

formats

such

as

braille

large

print

or

audio

CD

You

must

claim

within

months

of

diagnosis

If

you

’re

a

dependant

claiming

for

a

sufferer

who

is

now

deceased

you

must

claim

within

months

from

the

date

of

their

death

Diffuse

Mesothelioma

Payment

Scheme

DMPS

You

can

apply

online

at

the

DMPS

website

You

’ll

need

your

National

Insurance

number

your

full

employment

history

with

evidence

for

example

evidence

of

unsuccessful

attempts

to

trace

your

employer

or

insurers

the

date

of

your

diagnosis

evidence

of

diagnosis

details

of

any

previous

claims

a

witness

statement

Contact

TopMark

for

more

information

on

the

DMPS

and

how

to

apply

If

you

disagree

with

a

decision

You

can

challenge

a

decision

about

your

claim

This

is

called

asking

for

a

mandatory

review

If

you

’re

unhappy

with

the

outcome

of

the

mandatory

review

you

can

appeal

to

to

the

Social

Security

and

Child

Support

Tribunal

The

tribunal

is

impartial

and

independent

of

government

Appeal

to

the

tribunal

within

one

month

of

getting

the

mandatory

review

decision

If

you

submit

your

appeal

after

a

month

you

’ll

have

to

explain

why

you

did

not

do

it

earlier

Download

and

fill

in

form

and

send

it

to

the

address

on

the

form

You

’ll

need

to

choose

whether

you

want

to

go

to

the

tribunal

hearing

to

explain

your

case

If

you

do

not

attend

your

appeal

will

be

decided

on

your

appeal

form

and

any

supporting

evidence

After

you

submit

your

appeal

you

can

provide

evidence

Your

appeal

and

the

evidence

will

be

discussed

at

a

hearing

by

a

judge

and

one

or

two

experts

The

judge

will

then

make

a

decision

It

usually

takes

around

months

for

your

appeal

to

be

heard

by

the

tribunal


Disabled

Students

Allowance

Disabled

Students

Allowance

DSA

is

support

to

cover

the

study

related

costs

you

have

because

of

a

mental

health

problem

long

term

illness

or

any

other

disability

This

can

be

on

its

own

or

in

addition

to

any

student

finance

you

get

The

type

of

support

and

how

much

you

get

depends

on

your

individual

needs

not

your

household

income

You

do

not

need

to

pay

back

DSA

What

you

’ll

get

to

academic

year

Undergraduate

and

postgraduate

students

can

get

up

to

a

year

for

support

to

academic

year

Specialist

equipment

allowance

Non

medical

helper

allowance

General

allowance

Full

time

undergraduate

students

Up

to

for

the

whole

course

Up

to

a

year

Up

to

a

year

Part

time

undergraduate

students

Up

to

for

the

whole

course

Up

to

a

year

Up

to

a

year

Postgraduates

can

get

support

of

up

to

a

year

These

figures

are

the

maximum

amounts

most

students

get

less

What

DSA

can

pay

for

You

can

get

help

with

the

costs

of

specialist

equipment

for

example

a

computer

if

you

need

one

because

of

your

disability

non

medical

helpers

for

example

a

British

Sign

Language

BSL

interpreter

or

specialist

note

taker

extra

travel

to

attend

your

course

or

placement

because

of

your

disability

other

disability

related

study

support

for

example

having

to

print

additional

copies

of

documents

for

proof

reading

DSA

does

not

cover

disability

related

costs

you

’d

have

if

you

were

not

attending

a

course

or

costs

that

any

student

might

have

Buying

a

new

computer

You

may

get

a

new

computer

if

you

’re

assessed

as

needing

one

because

you

do

not

already

have

one

your

current

one

does

not

meet

your

study

needs

When

buying

a

new

computer

you

’ll

need

to

pay

the

first

The

DSA

team

will

send

you

more

information

about

this

after

your

needs

assessment

Your

needs

assessment

Once

your

eligibility

for

DSA

is

confirmed

Student

Finance

England

may

ask

you

to

contact

an

assessment

centre

to

work

out

what

help

you

need

This

is

known

as

a

needs

assessment

Do

not

book

this

until

Student

Finance

England

asks

you

to

The

assessment

is

paid

for

through

any

DSA

entitlement

you

may

have

After

the

assessment

you

’ll

get

a

report

listing

equipment

and

other

support

you

can

get

for

your

course

Do

not

buy

any

equipment

until

you

’ve

been

assessed

you

will

not

be

reimbursed

for

it

How

DSA

is

paid

Money

is

paid

either

into

your

bank

account

or

directly

to

the

organisation

providing

the

service

or

equipment

You

’ll

find

out

how

your

support

will

be

paid

to

you

after

your

needs

assessment

Eligibility

You

can

apply

for

Disabled

Students

Allowance

DSA

if

you

live

in

England

and

have

a

disability

that

affects

your

ability

to

study

such

as

a

specific

learning

difficulty

for

example

dyslexia

or

ADHD

mental

health

condition

for

example

anxiety

or

depression

physical

disability

for

example

if

you

have

to

use

crutches

a

wheelchair

or

a

special

keyboard

sensory

disability

for

example

if

you

’re

visually

impaired

deaf

or

have

a

hearing

impairment

long

term

health

condition

for

example

cancer

chronic

heart

disease

or

HIV

You

must

also

be

an

undergraduate

or

postgraduate

student

including

Open

University

or

distance

learning

qualify

for

student

finance

from

Student

Finance

England

be

studying

on

a

course

that

lasts

at

least

a

year

Who

is

not

eligible

You

can

not

get

DSA

from

Student

Finance

England

if

you

’re

an

EU

student

who

is

eligible

for

fee

support

only

eligible

for

NHS

Disabled

Students

Allowances

this

is

a

separate

scheme

getting

equivalent

support

from

another

funding

source

like

from

your

university

or

a

social

work

bursary

Proving

you

’re

eligible

You

will

not

automatically

get

DSA

you

need

proof

of

your

eligibility

Condition

Proof

Disabilities

or

long

term

health

condition

A

copy

of

a

report

or

letter

from

your

doctor

or

consultant

you

can

also

fill

in

the

disability

evidence

form

PDF

KB

Mental

health

condition

A

copy

of

a

report

or

letter

from

your

doctor

or

consultant

you

can

also

fill

in

the

disability

evidence

form

PDF

KB

Specific

learning

difficulty

such

as

dyslexia

A

copy

of

a

diagnostic

assessment

from

a

practitioner

psychologist

or

suitably

qualified

specialist

teacher

You

could

get

extra

help

to

pay

for

a

new

diagnostic

assessment

Where

to

send

letters

or

reports

from

a

doctor

You

can

send

proof

of

a

health

condition

or

learning

disability

to

Student

Finance

England

through

your

online

account

if

you

have

one

You

can

also

send

your

proof

by

email

or

post

Your

course

Your

course

must

be

in

the

UK

and

one

of

the

following

a

first

degree

for

example

BA

BSc

or

BEd

a

Foundation

Degree

a

Certificate

of

Higher

Education

a

Diploma

of

Higher

Education

DipHE

a

Higher

National

Certificate

HNC

a

Higher

National

Diploma

HND

a

Postgraduate

Certificate

of

Education

PGCE

a

postgraduate

course

Initial

Teacher

Training

Check

with

your

university

or

college

that

your

course

is

recognised

Part

time

course

intensity

to

academic

year

For

part

time

students

your

course

intensity

can

affect

how

much

DSA

you

get

Course

intensity

means

how

long

your

course

takes

to

complete

each

year

compared

to

an

equivalent

full

time

course

You

can

check

course

intensity

with

your

university

or

college

The

rules

are

different

depending

on

your

course

Part

time

undergraduate

courses

Your

course

can

not

be

more

than

times

longer

than

the

equivalent

full

time

course

Your

course

must

last

at

least

a

year

Part

time

postgraduate

master

’s

courses

If

you

’re

applying

for

a

Postgraduate

Loan

for

a

part

time

master

’s

degree

the

course

must

not

last

more

than

twice

as

long

as

the

full

time

equivalent

How

to

apply

How

you

apply

for

Disabled

Students

Allowance

DSA

depends

on

whether

you

’re

studying

full

time

or

part

time

Full

time

students

If

you

’ve

already

applied

for

student

finance

Sign

in

to

your

student

finance

account

to

start

your

DSA

application

The

application

for

DSA

should

be

on

your

to

do

list

if

you

chose

DSA

in

your

application

for

other

support

If

it

is

not

select

change

your

circumstances

to

apply

If

you

do

not

have

an

online

account

because

you

applied

for

student

finance

by

post

fill

in

a

student

finance

form

form

If

you

have

not

applied

for

student

finance

You

can

apply

for

DSA

when

you

apply

for

student

finance

online

If

you

do

not

need

student

finance

you

can

fill

in

a

student

finance

form

form

to

apply

just

for

DSA

You

can

not

apply

for

student

finance

online

once

you

’ve

applied

for

DSA

Part

time

students

Fill

in

a

student

finance

form

form

to

apply

for

DSA

If

you

’re

already

getting

DSA

Fill

in

a

student

finance

form

form

to

claim

back

your

expenses

How

long

it

takes

You

’ll

get

confirmation

of

whether

your

application

is

successful

within

weeks

It

can

take

up

to

weeks

to

get

your

DSA

support

in

place

as

this

is

done

separately

Further

information

Contact

the

disability

adviser

at

your

university

or

college

if

you

need

advice

about

financial

help

If

your

circumstances

change

Contact

Student

Finance

England

if

your

circumstances

change

as

this

may

affect

what

you

’re

entitled

to

For

example

if

your

condition

gets

worse

you

may

be

able

to

get

extra

help

Appeals

You

can

ask

for

an

explanation

or

to

have

your

case

reviewed

if

your

application

is

turned

down

Contact

Student

Finance

England

for

more

details


Overview

If

you

’re

a

homeowner

you

might

be

able

to

get

help

towards

interest

payments

on

your

mortgage

loans

you

’ve

taken

out

for

certain

repairs

and

improvements

to

your

home

This

help

is

called

Support

for

Mortgage

Interest

SMI

This

guide

is

also

available

in

Welsh

Cymraeg

It

’s

paid

as

a

loan

which

you

’ll

need

to

repay

with

interest

when

you

sell

or

transfer

ownership

of

your

home

unless

you

’re

moving

the

loan

to

another

property

You

usually

need

to

be

getting

or

treated

as

getting

a

qualifying

benefit

to

get

SMI

There

’s

no

guarantee

that

you

’ll

get

SMI

for

a

mortgage

or

loan

you

take

out

What

you

can

not

use

SMI

for

SMI

can

not

help

you

pay

the

amount

you

borrowed

only

the

interest

on

your

mortgage

anything

towards

insurance

policies

you

have

missed

mortgage

payments

arrears

What

you

'll

get

If

you

qualify

for

Support

for

Mortgage

Interest

SMI

you

’ll

usually

get

help

paying

the

interest

on

up

to

of

your

loan

or

mortgage

However

you

can

only

get

up

to

if

either

you

’re

getting

Pension

Credit

you

started

claiming

another

qualifying

benefit

before

January

and

you

were

below

State

Pension

age

at

that

time

If

you

’re

already

getting

SMI

and

move

to

Pension

Credit

within

weeks

of

stopping

your

other

benefits

you

’ll

still

get

help

with

interest

on

up

to

The

interest

rate

used

to

calculate

the

amount

of

SMI

you

’ll

get

is

currently

What

you

’ll

pay

back

SMI

is

paid

as

a

loan

You

’ll

need

to

repay

the

money

you

get

with

interest

when

you

sell

or

transfer

ownership

of

your

home

unless

you

’re

moving

the

loan

to

another

property

The

interest

added

to

the

loan

can

go

up

or

down

but

the

rate

will

not

change

more

than

twice

a

year

The

current

rate

is

If

you

want

to

pay

the

loan

back

more

quickly

you

can

also

make

voluntary

repayments

The

minimum

voluntary

repayment

is

or

the

outstanding

balance

if

it

’s

less

than

How

SMI

is

paid

SMI

is

normally

paid

direct

to

your

lender

Payments

can

start

either

from

the

date

you

start

getting

Pension

Credit

after

you

’ve

received

Universal

Credit

for

months

in

a

row

as

long

as

you

’re

not

getting

certain

income

after

you

’ve

claimed

any

other

qualifying

benefit

for

weeks

in

a

row

Eligibility

To

be

eligible

for

a

Support

for

Mortgage

Interest

SMI

loan

you

usually

need

to

be

getting

one

of

the

following

qualifying

benefits

Income

Support

income

based

Jobseeker

’s

Allowance

JSA

income

related

Employment

and

Support

Allowance

ESA

Universal

Credit

Pension

Credit

Contact

the

relevant

office

to

check

if

you

’re

eligible

for

SMI

You

can

start

getting

the

loan

from

the

date

you

start

getting

Pension

Credit

after

you

’ve

claimed

Income

Support

income

based

JSA

or

income

based

ESA

for

weeks

in

a

row

after

you

’ve

received

Universal

Credit

for

months

in

a

row

as

long

as

you

’re

not

getting

certain

income

If

you

receive

Universal

Credit

You

can

not

get

SMI

if

you

get

any

of

the

following

income

earnings

from

your

job

if

you

’re

employed

or

self

employed

a

tax

refund

Statutory

Sick

Pay

Statutory

Maternity

Pay

Statutory

Paternity

Pay

Statutory

Adoption

Pay

Statutory

Shared

Parental

Pay

To

start

getting

SMI

or

get

it

again

if

your

SMI

stopped

you

’ll

need

to

stop

getting

this

income

and

then

get

Universal

Credit

for

months

in

a

row

If

your

income

is

too

high

to

get

a

qualifying

benefit

You

might

still

be

able

to

get

SMI

if

you

apply

for

one

of

the

qualifying

benefits

but

can

not

get

it

because

your

income

is

too

high

You

’ll

then

be

treated

as

getting

the

benefit

you

applied

for

You

will

not

be

treated

as

getting

Universal

Credit

if

you

can

not

get

it

because

your

income

is

too

high

How

to

apply

When

you

apply

for

a

qualifying

benefit

you

’ll

be

asked

extra

questions

about

your

housing

costs

to

find

out

if

you

’re

eligible

for

Support

for

Mortgage

Interest

SMI

You

might

also

be

sent

a

form

asking

for

more

detailed

information

If

you

qualify

for

SMI

you

’ll

be

offered

a

loan

If

you

turn

down

the

offer

at

first

you

can

still

accept

it

at

any

time

as

long

as

you

’re

eligible

for

SMI

The

payments

to

your

lender

will

be

backdated

to

when

you

were

first

entitled

to

the

loan

Contact

the

office

that

pays

your

benefit

If

you

already

get

a

qualifying

benefit

Contact

the

office

that

pays

your

benefit

to

find

out

if

you

could

get

an

SMI

loan

The

payments

to

your

lender

will

be

backdated

to

when

you

were

first

entitled

to

the

loan

If

you

get

or

have

applied

for

Income

Support

income

based

JSA

or

income

related

ESA

contact

Jobcentre

Plus

If

you

get

or

have

applied

for

Pension

Credit

contact

the

Pension

Service

If

you

get

or

have

applied

for

Universal

Credit

contact

the

Universal

Credit

helpline

Repaying

your

loan

You

’ll

need

to

repay

your

SMI

loan

with

interest

if

you

sell

or

transfer

ownership

of

your

home

The

interest

you

pay

can

go

up

or

down

but

the

rate

will

not

change

more

than

twice

a

year

The

current

rate

is

You

’ll

be

told

if

this

is

going

to

change

Selling

your

home

You

will

not

be

asked

to

sell

your

home

in

order

to

repay

your

SMI

loan

If

you

sell

your

home

you

’ll

repay

the

SMI

loan

from

what

’s

left

after

you

pay

your

mortgage

any

home

improvement

loans

any

other

loans

secured

against

your

home

If

you

do

not

have

enough

left

to

pay

off

all

of

the

SMI

loan

you

will

have

to

pay

back

what

you

can

The

rest

of

the

loan

will

be

written

off

If

you

’re

buying

a

new

home

You

may

be

able

to

transfer

the

loan

to

your

new

home

Contact

DWP

Loan

Management

as

soon

as

you

know

you

intend

to

move

and

before

you

complete

your

sale

You

’ll

need

to

give

DWP

Loan

Management

your

solicitor

’s

contact

details

They

will

work

with

your

solicitor

to

arrange

for

the

loan

to

be

moved

to

your

new

home

The

office

paying

your

qualifying

benefit

will

also

check

you

’re

still

eligible

Voluntary

repayments

If

you

want

to

pay

the

loan

back

more

quickly

you

can

also

make

voluntary

repayments

The

minimum

voluntary

repayment

is

or

the

outstanding

balance

if

it

’s

less

than

How

to

repay

Contact

DWP

Loan

Repayment

to

ask

for

a

settlement

letter

this

will

tell

you

how

much

you

need

to

pay

You

can

pay

by

telephone

or

online

banking

using

the

bank

account

details

in

your

settlement

letter

Get

other

financial

help

with

your

housing

costs

You

can

still

get

financial

help

with

your

housing

costs

if

your

Income

Support

income

based

Jobseeker

’s

Allowance

or

income

related

Employment

and

Support

Allowance

is

going

to

stop

because

you

are

about

to

return

to

work

full

time

work

more

hours

earn

more

money

Help

and

support

You

can

get

free

information

about

housing

support

from

Citizens

Advice

Money

Advice

Service

Shelter


Eligibility

You

may

be

able

to

get

Bereavement

Support

Payment

BSP

if

your

husband

wife

or

civil

partner

died

in

the

last

months

You

must

claim

within

months

of

your

partner

’s

death

to

get

the

full

amount

You

can

claim

up

to

months

after

their

death

but

you

’ll

get

fewer

monthly

payments

Bereavement

Support

Payment

has

replaced

Bereavement

Allowance

previously

Widow

’s

Pension

Bereavement

Payment

and

Widowed

Parent

’s

Allowance

You

could

be

eligible

if

your

partner

either

paid

National

Insurance

contributions

for

at

least

weeks

in

one

tax

year

since

April

died

because

of

an

accident

at

work

or

a

disease

caused

by

work

When

they

died

you

must

have

been

under

State

Pension

age

living

in

the

UK

or

a

country

that

pays

bereavement

benefits

You

can

not

claim

BSP

if

you

’re

in

prison

If

your

partner

died

more

than

months

ago

You

may

still

be

able

to

claim

BSP

if

your

husband

wife

or

civil

partner

’s

cause

of

death

was

confirmed

more

than

months

after

the

death

Call

the

Bereavement

Service

helpline

If

your

husband

wife

or

civil

partner

died

before

April

you

may

be

able

to

get

Widowed

Parent

’s

Allowance

instead

What

you

'll

get

You

’ll

get

a

first

payment

and

then

up

to

monthly

payments

There

are

rates

First

payment

Monthly

payment

Higher

rate

Lower

rate

If

you

get

Child

Benefit

or

if

you

do

not

get

it

but

are

entitled

to

it

you

’ll

get

the

higher

rate

If

you

do

not

get

Child

Benefit

you

’ll

get

the

lower

rate

unless

you

were

pregnant

when

your

husband

wife

or

civil

partner

died

You

must

claim

within

months

of

your

partner

’s

death

to

get

the

full

amount

If

you

claim

later

you

’ll

get

fewer

monthly

payments

Your

payments

will

be

paid

into

your

bank

or

building

society

account

If

you

get

benefits

Bereavement

Support

Payment

will

not

affect

your

benefits

for

a

year

after

your

first

payment

After

a

year

money

you

have

left

from

your

first

payment

could

affect

the

amount

you

get

if

you

renew

or

make

a

claim

for

another

benefit

You

must

tell

your

benefits

office

for

example

your

local

Jobcentre

Plus

when

you

start

getting

Bereavement

Support

Payment

How

to

claim

How

you

apply

depends

on

where

you

are

If

you

’re

in

England

Scotland

or

Wales

The

quickest

way

to

apply

is

by

phone

You

can

also

apply

using

a

paper

form

If

you

’ve

arranged

to

pay

your

Self

Assessment

tax

and

National

Insurance

bill

in

instalments

because

of

coronavirus

your

application

might

be

rejected

Contact

HMRC

before

applying

for

Bereavement

Support

Apply

by

phone

Apply

using

a

paper

form

To

get

a

form

you

can

either

download

a

Bereavement

Support

Payment

form

contact

your

nearest

Jobcentre

Plus

to

get

one

through

the

post

Fill

in

the

claim

form

and

send

it

to

If

you

’re

in

Northern

Ireland

There

’s

a

different

process

in

Northern

Ireland

If

you

’re

abroad

Call

the

International

Pension

Centre

to

apply


Overview

You

may

be

entitled

to

War

Widow

’s

or

Widower

’s

Pension

if

your

wife

husband

or

civil

partner

died

as

a

result

of

their

service

in

Her

Majesty

’s

HM

Armed

Forces

or

during

a

time

of

war

They

must

have

served

before

April

but

you

may

be

eligible

if

they

died

of

an

illness

or

injury

later

Eligibility

One

of

the

following

must

apply

Your

husband

wife

or

civil

partner

died

as

result

of

their

service

in

HM

Armed

Forces

before

April

was

a

civil

defence

volunteer

or

a

civilian

and

their

death

was

a

result

of

the

to

war

was

a

merchant

seaman

a

member

of

the

naval

auxiliary

services

or

a

coastguard

and

their

death

was

a

result

of

an

injury

or

disease

they

got

during

a

war

or

because

they

were

a

prisoner

of

war

died

as

a

result

of

their

service

as

a

member

of

the

Polish

Forces

under

British

command

during

the

to

war

or

in

the

Polish

Resettlement

Forces

was

getting

a

War

Pensions

Constant

Attendance

Allowance

at

the

time

of

their

death

or

would

have

been

had

they

not

been

in

hospital

was

getting

a

War

Disablement

Pension

at

the

rate

or

higher

and

was

getting

Unemployability

Supplement

You

may

be

entitled

to

a

pension

if

you

lived

with

a

partner

as

husband

and

wife

or

as

civil

partners

Illness

injury

and

death

on

or

after

April

If

your

partner

was

injured

developed

an

illness

or

died

as

a

result

of

service

on

or

after

April

you

can

claim

through

the

Armed

Forces

Compensation

Scheme

What

you

'll

get

War

Widow

’s

or

Widower

’s

Pension

is

paid

at

different

rates

depending

on

your

age

and

circumstances

You

do

not

pay

tax

on

it

All

benefits

pensions

and

allowances

are

paid

into

an

account

for

example

your

bank

account

How

to

claim

To

claim

War

Widow

’s

or

Widower

’s

Pension

you

can

either

download

a

claim

form

phone

the

Veterans

UK

helpline

and

ask

for

a

claim

form

Send

the

completed

form

to

How

to

appeal

If

you

disagree

with

a

decision

about

your

claim

you

can

appeal

to

an

independent

Pensions

Appeal

Tribunal

Before

you

appeal

you

should

ask

Veterans

UK

for

more

information

about

how

the

decision

was

reached

ask

for

the

decision

to

be

reconsidered

if

there

are

some

facts

Veterans

UK

may

not

have

known

when

they

made

their

decision

If

you

’re

still

unhappy

with

the

outcome

contact

Veterans

UK

to

let

them

know

that

you

want

to

appeal

Further

information

Changes

in

your

circumstances

You

’ll

continue

to

get

your

pension

if

you

marry

form

a

civil

partnership

or

start

living

with

a

partner

on

or

after

April

If

this

happened

before

April

you

’ll

still

get

a

pension

if

both

your

late

spouse

or

civil

partner

left

service

before

March

your

new

relationship

started

on

or

after

April

Otherwise

your

pension

would

have

been

stopped

If

your

pension

stopped

You

can

claim

your

pension

again

if

you

become

widowed

again

you

divorce

or

separate

your

civil

partner

dies

your

civil

partnership

ends

you

stop

living

with

the

person

as

their

partner

Make

sure

you

tell

Veterans

UK

of

any

changes

in

your

circumstances

so

you

get

the

right

amount

of

pension

Funeral

expenses

Veterans

UK

may

be

able

to

pay

a

grant

of

up

to

towards

a

veteran

’s

funeral

if

any

of

the

following

apply

death

was

due

to

service

before

April

War

Pensions

Constant

Attendance

Allowance

was

being

paid

or

would

have

been

paid

if

the

war

pensioner

had

not

been

in

hospital

when

they

died

Unemployability

Supplement

was

being

paid

at

the

time

of

death

and

the

War

Disablement

Pension

was

assessed

at

or

more

The

payment

can

be

made

to

the

veteran

’s

widow

or

widower

next

of

kin

or

person

paying

for

the

funeral

You

must

make

a

claim

within

months

of

the

funeral

How

to

apply

Download

the

claim

form

Send

the

completed

form

to


Overview

You

do

not

have

to

follow

a

legal

process

to

start

using

a

new

name

But

you

might

need

a

deed

poll

to

apply

for

or

to

change

official

documents

like

your

passport

or

driving

licence

There

are

different

rules

for

changing

your

name

in

Scotland

Get

a

deed

poll

A

deed

poll

is

a

legal

document

that

proves

a

change

of

name

You

can

change

any

part

of

your

name

add

or

remove

names

and

hyphens

or

change

spelling

There

are

ways

to

get

a

deed

poll

You

can

either

make

an

unenrolled

deed

poll

yourself

apply

for

an

enrolled

deed

poll

Ask

the

organisation

you

’re

dealing

with

for

example

your

bank

which

type

of

deed

poll

they

’ll

accept

as

proof

of

your

new

name

If

you

’re

a

permanent

resident

overseas

you

can

not

change

your

name

by

deed

poll

Make

an

unenrolled

deed

poll

You

can

change

your

name

yourself

if

you

’re

or

over

Apply

for

an

enrolled

deed

poll

Enrolling

a

deed

poll

means

that

you

’re

putting

your

new

name

on

public

record

You

must

apply

to

the

Royal

Courts

of

Justice

to

get

an

enrolled

deed

poll

using

the

deed

poll

process

It

costs

You

can

only

enrol

your

own

name

change

if

you

’re

or

over

The

process

is

different

to

change

the

name

of

a

child

under

Marriage

and

civil

partnership

You

do

not

need

a

deed

poll

to

take

your

spouse

’s

or

civil

partner

’s

surname

Send

a

copy

of

your

marriage

or

civil

partnership

certificate

to

record

holders

such

as

benefits

offices

Your

documents

will

be

updated

for

free

If

you

divorce

or

end

your

civil

partnership

You

may

be

able

to

go

back

to

your

original

name

by

showing

record

holders

either

your

marriage

certificate

and

decree

absolute

civil

partnership

certificate

and

final

order

Some

organisations

will

not

change

your

name

back

without

a

deed

poll

Make

your

own

deed

poll

You

need

to

be

or

over

to

make

your

own

deed

poll

Some

organisations

may

not

accept

a

deed

poll

you

’ve

made

yourself

as

proof

of

your

new

name

Ask

the

organisation

you

’re

dealing

with

for

example

your

bank

if

they

need

an

enrolled

deed

poll

instead

How

to

make

your

own

deed

poll

Use

the

following

wording

I

old

name

of

your

address

have

given

up

my

name

old

name

and

have

adopted

for

all

purposes

the

name

new

name

Signed

as

a

deed

on

date

as

old

name

and

new

name

in

the

presence

of

witness

name

of

witness

address

and

witness

name

of

witness

address

your

new

signature

your

old

signature

witness

signature

witness

signature

A

specialist

agency

or

a

solicitor

can

make

the

deed

poll

for

you

instead

they

may

charge

a

fee

After

you

’ve

made

it

you

can

use

your

deed

poll

as

proof

of

your

new

name

Enrol

a

deed

poll

with

the

courts

You

can

put

your

new

name

on

public

record

by

enrolling

it

at

the

Royal

Courts

of

Justice

if

you

’re

or

over

It

costs

and

cheques

should

be

made

payable

to

HMCTS

If

you

’re

under

follow

the

process

for

changing

a

child

’s

name

to

enrol

Download

the

guidance

and

forms

for

changing

an

adult

’s

name

this

includes

the

notification

form

for

The

Gazette

Send

your

forms

and

documents

to

the

Queen

’s

Bench

Division

Because

of

coronavirus

applications

are

taking

longer

than

usual

to

process

Change

a

child

’s

name

To

change

the

name

of

a

child

under

you

can

either

make

an

unenrolled

deed

poll

by

using

a

specialist

deed

poll

agency

or

a

solicitor

apply

for

an

enrolled

deed

poll

from

the

Royal

Courts

of

Justice

If

you

choose

an

enrolled

deed

poll

this

means

your

child

’s

new

name

will

usually

appear

on

public

record

in

The

Gazette

Some

organisations

will

only

accept

an

enrolled

deed

poll

as

proof

of

a

name

change

For

example

to

change

your

child

’s

name

on

their

passport

you

will

need

an

enrolled

deed

poll

If

you

’re

or

you

can

choose

to

make

your

own

unenrolled

deed

poll

Apply

for

an

enrolled

deed

poll

You

’ll

need

either

the

agreement

of

everyone

with

parental

responsibility

a

court

order

You

must

try

to

reach

agreement

before

you

seek

a

court

order

If

everyone

with

parental

responsibility

agrees

Download

and

complete

the

forms

for

changing

a

child

’s

name

this

includes

the

notification

form

for

The

Gazette

It

costs

to

apply

Send

your

forms

and

documents

to

the

Queen

’s

Bench

Division

If

you

’re

worried

about

your

child

’s

name

change

being

published

in

The

Gazette

contact

the

Queen

’s

Bench

Division

For

example

they

may

agree

to

only

publish

your

child

’s

first

name

Because

of

coronavirus

applications

are

taking

longer

than

usual

to

process

If

you

need

a

court

order

Read

the

guidance

on

making

an

application

to

the

court

Fill

in

form

for

a

specific

issue

order

Send

your

form

to

your

nearest

court

that

deals

with

child

cases

It

costs

to

apply

for

a

court

order

You

may

be

able

to

get

help

with

court

fees

if

you

’re

on

benefits

or

a

low

income


Check

if

you

can

get

married

or

form

a

civil

partnership

You

can

get

married

or

form

a

civil

partnership

in

England

or

Wales

if

you

’re

or

over

not

already

married

or

in

a

civil

partnership

not

closely

related

Same

sex

couples

can

convert

a

civil

partnership

into

a

marriage

in

England

or

Wales

There

are

different

rules

if

you

want

to

get

married

or

form

a

civil

partnership

in

Scotland

in

Northern

Ireland

abroad

If

you

’re

under

You

need

permission

from

your

parents

or

guardians

to

get

married

or

form

a

civil

partnership

in

England

or

Wales

If

you

or

your

partner

are

from

outside

the

UK

If

you

’re

an

EU

citizen

and

you

were

living

in

the

UK

by

December

you

can

apply

to

the

EU

Settlement

Scheme

to

continue

living

here

after

June

The

deadline

for

applying

is

June

You

must

apply

for

a

visa

to

get

married

or

form

a

civil

partnership

in

the

UK

if

you

are

not

a

British

or

Irish

citizen

do

not

have

indefinite

leave

to

remain

in

the

UK

If

you

’re

from

the

EU

European

Economic

Area

EEA

or

Switzerland

you

will

not

need

a

visa

if

you

’re

coming

to

the

UK

on

or

before

June

From

July

you

will

need

a

visa

unless

you

have

settled

or

pre

settled

status

under

the

EU

Settlement

Scheme

applied

to

the

EU

Settlement

Scheme

before

June

and

are

waiting

for

a

decision

The

visa

or

permit

you

need

depends

on

where

your

partner

is

from

and

whether

you

want

to

live

in

the

UK

after

your

ceremony

You

can

apply

for

a

marriage

visitor

visa

if

you

’re

not

going

to

live

in

the

UK

and

will

stay

less

than

months

a

family

visa

to

live

permanently

in

the

UK

if

your

partner

is

a

British

citizen

settled

in

the

UK

has

refugee

status

or

humanitarian

protection

in

the

UK

a

family

permit

to

join

your

family

member

from

the

EU

EEA

or

Switzerland

in

the

UK

If

you

do

not

have

a

marriage

visitor

visa

or

family

visa

You

can

still

give

notice

of

your

intention

to

get

married

or

form

a

civil

partnership

but

the

immigration

authorities

at

the

Home

Office

will

be

told

The

Home

Office

might

ask

questions

about

you

and

your

relationship

if

this

happens

you

may

need

to

wait

up

to

days

before

getting

married

or

forming

a

civil

partnership

decide

not

to

approve

your

notice

if

this

happens

you

can

not

get

married

or

form

a

civil

partnership

in

the

UK

Plan

your

ceremony

You

must

decide

where

to

have

your

marriage

or

civil

partnership

ceremony

before

giving

notice

To

give

notice

you

’ll

sign

a

legal

statement

at

your

local

register

office

saying

you

intend

to

get

married

or

form

a

civil

partnership

This

must

include

details

of

the

final

venue

for

your

ceremony

You

must

hold

your

ceremony

within

months

of

giving

notice

Coronavirus

and

planning

a

ceremony

Social

distancing

and

public

health

restrictions

are

in

place

for

ceremonies

because

of

coronavirus

Contact

your

local

register

office

or

venue

for

the

ceremony

to

find

out

how

these

will

affect

you

Choose

the

type

of

ceremony

You

can

choose

to

have

either

a

religious

ceremony

or

a

civil

ceremony

if

you

’re

getting

married

If

you

’re

forming

a

civil

partnership

you

can

not

have

a

religious

ceremony

Religious

ceremonies

A

religious

wedding

can

take

place

at

any

registered

religious

building

Same

sex

couples

can

get

married

in

a

religious

building

if

it

has

been

registered

for

the

marriage

of

same

sex

couples

You

can

not

get

married

in

an

Anglican

church

as

a

same

sex

couple

An

authorised

person

such

as

a

religious

minister

must

attend

the

ceremony

and

sign

the

marriage

schedule

or

marriage

document

Check

with

the

venue

if

there

is

an

authorised

person

If

not

you

’ll

need

to

book

a

registrar

This

costs

Civil

ceremonies

You

can

have

a

civil

ceremony

at

a

register

office

any

venue

approved

by

the

local

council

for

example

a

stately

home

or

hotel

You

must

have

at

least

witnesses

at

the

ceremony

A

registrar

must

carry

out

or

be

present

at

your

ceremony

You

can

book

a

registrar

yourself

or

the

venue

may

do

this

for

you

The

cost

of

a

registrar

is

at

a

register

office

at

a

registered

religious

building

Costs

may

be

different

at

other

approved

premises

What

can

happen

at

the

ceremony

You

must

exchange

vows

if

you

’re

getting

married

Discuss

any

other

wording

you

want

with

the

person

carrying

out

the

ceremony

You

do

not

need

to

exchange

vows

for

a

civil

partnership

but

you

can

if

you

’d

like

to

Civil

ceremonies

can

include

readings

songs

or

music

but

must

not

include

anything

that

’s

religious

for

example

hymns

or

readings

from

the

Bible

or

the

Torah

You

can

get

a

religious

blessing

of

your

marriage

after

a

civil

ceremony

If

you

’re

getting

married

you

and

your

partner

sign

the

marriage

schedule

or

marriage

document

at

the

ceremony

You

can

each

include

up

to

parents

on

the

form

for

example

mothers

fathers

or

step

parents

After

a

marriage

ceremony

Your

signed

marriage

schedule

or

document

is

sent

to

your

local

register

office

where

it

’s

added

to

the

marriage

register

After

that

you

can

get

your

marriage

certificate

Contact

your

local

register

office

to

find

out

how

to

get

your

marriage

certificate

and

how

long

it

will

take

Give

notice

You

must

sign

a

legal

statement

at

your

local

register

office

to

say

you

intend

to

get

married

or

form

a

civil

partnership

This

is

known

as

giving

notice

You

must

give

notice

at

least

days

before

your

ceremony

For

example

if

you

give

notice

on

May

the

earliest

date

you

can

get

married

or

form

a

civil

partnership

is

May

You

must

hold

your

ceremony

within

months

of

giving

notice

The

process

of

giving

notice

might

be

different

for

Anglican

weddings

check

with

the

wedding

venue

Where

to

give

notice

You

usually

need

to

make

an

appointment

to

give

notice

at

your

local

register

office

You

must

have

lived

in

that

registration

district

for

the

past

days

You

and

your

partner

will

need

to

give

notice

separately

if

you

live

in

different

registration

districts

You

do

not

have

to

do

this

on

the

same

day

If

one

of

you

is

from

outside

the

UK

and

you

’re

giving

notice

by

June

You

and

your

partner

need

to

give

notice

together

at

a

designated

register

office

unless

you

both

have

one

of

the

following

British

or

Irish

citizenship

EU

European

Economic

Area

EEA

or

Swiss

citizenship

You

can

give

your

notice

at

a

designated

register

office

in

any

district

If

one

of

you

is

from

outside

the

UK

and

you

’re

giving

notice

from

July

You

and

your

partner

must

give

notice

together

unless

you

both

have

one

of

the

following

British

or

Irish

citizenship

settled

or

pre

settled

status

under

the

EU

Settlement

Scheme

an

application

to

the

EU

Settlement

Scheme

that

you

made

before

June

which

you

’re

waiting

for

a

decision

on

You

must

give

your

notice

together

at

a

register

office

in

the

district

where

at

least

one

of

you

lives

If

your

partner

had

already

given

notice

separately

before

July

they

will

need

to

give

notice

again

with

you

Documents

you

'll

need

to

give

notice

You

must

bring

originals

of

the

following

documents

to

your

appointment

details

of

the

final

venue

for

your

ceremony

a

valid

passport

or

UK

birth

certificate

if

you

were

born

before

January

proof

of

your

home

address

proof

of

any

name

changes

for

example

a

copy

of

a

deed

poll

Until

June

you

can

use

a

national

identity

card

from

the

EU

European

Economic

Area

EEA

or

Switzerland

instead

of

a

valid

passport

To

prove

your

address

bring

one

of

the

following

valid

UK

or

Irish

driving

licence

gas

water

or

electricity

bill

from

the

last

months

bank

or

building

society

statement

from

the

last

month

Council

Tax

bill

from

the

last

months

mortgage

statement

from

the

last

months

current

tenancy

agreement

letter

from

your

landlord

dated

within

the

last

days

confirming

you

live

there

and

including

your

landlord

’s

name

address

and

their

signature

Until

June

you

can

also

use

a

driving

licence

from

the

EU

EEA

or

Switzerland

as

proof

of

UK

address

If

your

normal

address

is

outside

the

UK

you

’ll

need

to

give

details

of

a

UK

contact

address

For

example

this

could

be

your

partner

friend

or

family

member

’s

address

If

you

’ve

been

married

or

in

a

civil

partnership

before

You

’ll

also

need

to

bring

one

of

the

following

documents

a

decree

absolute

or

final

order

your

former

partner

’s

death

certificate

You

need

to

bring

proof

of

your

divorce

annulment

or

dissolution

if

it

was

granted

outside

of

the

UK

Channel

Islands

or

Isle

of

Man

You

’ll

have

to

pay

a

fee

of

for

the

local

register

office

to

check

your

documents

or

if

the

General

Register

Office

needs

to

check

them

If

you

or

your

partner

are

from

outside

the

UK

You

’ll

also

need

to

bring

a

passport

sized

photo

for

each

of

you

even

if

only

one

of

you

from

outside

the

UK

proof

of

your

current

immigration

status

for

example

your

visa

a

translation

of

any

documents

that

are

not

in

English

If

you

’re

from

the

EU

EEA

or

Switzerland

You

will

only

need

to

bring

the

passport

photos

proof

of

your

immigration

status

and

translated

documents

if

you

’re

giving

notice

on

or

after

July

If

you

’re

giving

notice

from

July

you

’ll

also

need

to

bring

confirmation

of

either

your

settled

or

pre

settled

status

you

’ll

need

to

bring

a

share

code

which

you

can

get

from

the

view

and

prove

your

immigration

status

service

which

will

be

valid

for

days

an

application

to

the

EU

settlement

scheme

you

made

on

or

before

June

which

you

’re

waiting

for

a

decision

on

you

’ll

need

to

bring

your

certificate

of

application


Overview

You

can

make

a

claim

for

a

declaration

of

presumed

death

from

the

High

Court

if

someone

you

know

in

England

and

Wales

has

been

missing

for

years

or

more

less

than

years

and

you

think

they

’ve

died

for

example

they

went

missing

during

a

natural

disaster

A

missing

person

is

not

automatically

presumed

dead

You

must

make

a

claim

for

a

declaration

of

presumed

death

if

you

want

to

do

certain

things

for

example

deal

with

their

estate

Who

can

make

a

claim

You

can

make

a

claim

if

you

’re

the

missing

person

’s

spouse

or

civil

partner

parent

child

sibling

If

of

these

apply

you

’ll

need

to

prove

to

the

court

that

you

have

enough

of

a

connection

to

the

missing

person

sufficient

interest

for

example

you

’re

a

distant

relative

and

you

have

a

birth

certificate

to

prove

it

What

else

must

be

true

to

make

a

claim

To

make

a

claim

one

or

more

of

the

following

must

also

apply

you

’re

the

missing

person

’s

spouse

or

civil

partner

and

you

treat

England

or

Wales

as

your

permanent

home

domicile

on

the

date

you

make

the

claim

you

’re

the

missing

person

’s

spouse

or

civil

partner

and

you

’ve

been

living

in

England

or

Wales

for

the

whole

year

before

the

date

you

make

the

claim

the

missing

person

treated

England

or

Wales

as

their

permanent

home

domicile

on

the

date

they

were

last

known

to

be

alive

the

missing

person

was

living

in

England

or

Wales

for

the

whole

year

before

the

date

they

were

last

known

to

be

alive

The

rules

are

different

in

Scotland

and

Northern

Ireland

Fees

It

costs

to

get

a

declaration

of

presumed

death

You

may

be

able

to

get

help

paying

court

fees

Make

a

claim

for

a

declaration

of

presumed

death

You

can

make

a

claim

yourself

or

use

a

legal

representative

Make

your

claim

Advertise

your

claim

in

a

newspaper

Attend

a

hearing

Make

your

claim

Download

and

fill

in

a

claim

form

with

details

about

yourself

known

as

the

claimant

the

missing

person

known

as

the

defendant

your

claim

Include

relevant

information

about

your

claim

in

the

section

details

of

your

claim

Send

the

following

to

a

court

that

can

hear

High

Court

cases

form

copy

for

each

person

named

in

the

form

plus

a

copy

for

the

court

any

supporting

evidence

for

example

statements

from

witnesses

police

reports

the

claim

fee

of

make

your

cheque

payable

to

HM

Courts

and

Tribunals

Service

The

court

will

stamp

your

form

with

an

issue

date

and

keep

one

copy

You

’ll

get

the

other

copies

back

along

with

acknowledgement

of

service

forms

and

a

case

number

Send

copies

of

your

claim

to

other

people

Send

a

copy

of

form

and

an

acknowledgement

of

service

form

within

days

of

the

issue

date

on

the

form

to

the

missing

person

’s

spouse

or

civil

partner

parents

children

and

siblings

if

of

these

are

alive

send

it

to

the

missing

person

’s

nearest

relative

any

other

person

or

organisation

who

might

have

an

interest

for

example

an

insurance

company

You

must

advertise

your

application

in

a

newspaper

within

days

Advertise

your

claim

in

a

newspaper

You

must

advertise

your

application

in

a

newspaper

local

to

the

missing

person

’s

last

known

address

Place

the

advert

within

days

of

the

issue

date

stamped

on

the

claim

form

Use

standard

text

for

the

advert

Use

the

following

text

and

make

sure

you

put

your

case

number

after

the

words

case

number

replace

or

delete

as

appropriate

the

words

in

square

brackets

with

the

relevant

details

Standard

text

In

the

High

Court

of

Justice

Chancery

Family

Division

Case

number

In

the

matter

of

an

application

for

a

declaration

of

the

presumed

death

of

insert

the

missing

person

’s

name

A

claim

has

been

issued

in

the

High

Court

of

Justice

for

a

declaration

that

insert

missing

person

’s

name

whose

last

known

address

was

insert

missing

person

’s

address

is

presumed

to

be

dead

Any

person

having

an

interest

may

apply

to

the

court

to

intervene

in

the

matter

If

you

wish

to

apply

to

the

court

you

should

do

so

at

court

address

as

soon

as

possible

and

if

possible

within

days

of

the

date

of

this

notice

Delay

may

harm

your

prospects

of

being

able

to

intervene

If

the

claimant

is

legally

represented

Name

of

the

claimant

’s

legal

representative

Address

of

the

claimant

’s

legal

representative

If

the

claimant

is

not

legally

represented

Claimant

’s

address

for

service

Send

a

copy

to

the

court

Send

the

court

a

copy

of

the

newspaper

page

showing

the

advertisement

so

it

arrives

at

least

days

before

your

court

hearing

Attend

a

hearing

You

’ll

have

to

attend

a

hearing

about

your

claim

with

a

High

Court

judge

this

should

be

within

months

of

making

your

claim

Bring

any

relevant

documents

Your

claim

may

be

challenged

at

the

hearing

if

someone

gets

a

copy

of

the

claim

form

or

sees

the

advert

At

the

hearing

you

might

be

asked

for

more

information

the

court

will

tell

you

how

to

get

a

court

order

if

someone

’s

refusing

to

give

you

information

you

need

told

there

has

to

be

another

hearing

there

may

be

several

hearings

before

a

decision

is

made

If

the

court

agrees

with

your

application

you

’ll

get

a

declaration

of

presumed

death

at

the

hearing

or

later

by

letter

Get

a

certificate

of

presumed

death

Apply

to

the

General

Register

Office

for

a

certificate

of

presumed

death

You

can

only

do

this

after

you

have

a

declaration

of

presumed

death

that

is

not

appealed

and

the

time

for

appealing

against

the

decision

has

passed

You

can

usually

apply

for

the

certificate

days

after

you

get

the

declaration

unless

there

’s

an

appeal

or

an

application

for

permission

to

appeal

the

decision

The

certificate

can

be

used

like

a

normal

death

certificate

for

example

to

deal

with

a

missing

person

’s

estate

It

costs

Appeal

a

decision

Contact

the

Civil

Appeals

Office

to

appeal

against

the

High

Court

’s

decision

Make

a

complaint

Use

the

complaints

guidance

if

you

’re

not

happy

with

the

way

you

’ve

been

treated


Overview

When

someone

dies

with

no

will

or

known

family

their

property

passes

to

the

Crown

as

ownerless

property

or

bona

vacantia

It

can

be

any

kind

of

property

like

buildings

money

or

personal

possessions

You

could

be

entitled

to

a

share

of

a

deceased

relative

’s

property

estate

if

you

’re

a

relative

How

to

claim

Check

if

the

estate

is

listed

with

the

Crown

Make

sure

you

’re

an

entitled

relative

Make

a

claim

on

the

estate

If

an

estate

is

not

listed

you

can

tell

the

Crown

about

an

estate

you

think

is

unclaimed

If

you

’re

not

a

relative

You

can

apply

for

a

grant

from

the

estate

if

you

think

you

may

be

entitled

to

a

share

of

a

deceased

person

’s

estate

for

example

if

you

lived

together

or

you

cared

for

them

Who

to

contact

The

Government

Legal

Department

handles

bona

vacantia

in

England

and

Wales

except

in

the

Duchies

of

Cornwall

and

Lancaster

There

’s

a

list

of

unclaimed

estates

published

by

the

Government

Legal

Department

Adverts

and

claims

The

Government

Legal

Department

advertises

to

find

entitled

relatives

If

you

reply

to

an

advert

you

have

to

prove

your

relationship

with

the

deceased

for

example

with

a

birth

marriage

or

death

certificate

Other

bodies

that

represent

the

Crown

Elsewhere

bona

vacantia

is

dealt

with

by

in

the

Duchies

of

Cornwall

and

Lancaster

Farrer

and

Co

in

Scotland

The

Queen

’s

and

Lord

Treasurer

’s

Remembrancer

in

Northern

Ireland

phone

the

Crown

Solicitor

’s

Office

for

Northern

Ireland

Check

if

you

're

an

entitled

relative

You

need

to

know

if

you

’re

entitled

before

making

a

claim

on

an

estate

The

general

rules

are

if

there

’s

no

will

the

person

’s

spouse

or

civil

partner

and

then

any

children

have

first

claim

to

the

estate

if

there

’s

no

spouse

or

child

anyone

descended

from

a

grandparent

of

the

person

is

entitled

to

a

share

in

the

estate

if

you

’re

related

by

marriage

you

have

no

entitlement

Find

out

if

you

’re

entitled

to

a

share

of

the

estate

Adopted

people

If

you

’re

adopted

you

have

the

same

rights

as

if

you

’d

been

born

into

your

adoptive

family

you

have

no

rights

to

an

estate

of

your

original

birth

family

Only

the

adoptive

family

have

rights

to

the

estate

if

the

deceased

person

was

adopted

Make

a

claim

on

an

estate

If

you

think

you

’re

entitled

to

an

estate

in

England

and

Wales

but

not

Cornwall

or

Lancashire

Find

the

estate

Make

sure

you

’re

an

entitled

relative

Make

a

claim

on

the

estate

In

the

Duchies

of

Cornwall

and

Lancaster

Scotland

or

Northern

Ireland

Contact

the

relevant

body

representing

the

Crown

Evidence

you

need

You

’ll

be

asked

to

send

a

family

tree

showing

your

relationship

and

pieces

of

identification

one

showing

your

name

one

showing

your

name

and

address

dated

within

the

last

months

You

might

also

be

asked

to

send

birth

death

or

marriage

certificates

Refer

an

estate

If

you

know

someone

who

has

died

with

no

will

or

known

blood

relatives

you

can

tell

one

of

the

bodies

representing

the

Crown

about

their

estate

You

should

only

refer

an

estate

if

the

person

did

n’t

leave

a

will

there

are

no

blood

relatives

the

person

left

more

funds

than

debt

otherwise

the

estate

is

insolvent

How

to

refer

an

estate

In

England

and

Wales

except

the

Duchies

of

Cornwall

or

Lancaster

you

can

download

the

forms

to

refer

the

estate

The

Government

Legal

Department

only

handles

estates

worth

or

more

In

Scotland

Northern

Ireland

or

the

Duchies

of

Cornwall

or

Lancaster

contact

the

relevant

body

representing

the

Crown

Grants

from

a

deceased

person

's

estate

You

can

apply

for

a

grant

from

a

deceased

person

’s

estate

if

you

could

have

expected

to

benefit

from

it

This

could

be

where

you

provided

the

person

with

free

services

like

washing

cleaning

cooking

shopping

home

repairs

or

care

where

they

might

otherwise

have

had

to

pay

lived

together

with

the

person

as

their

partner

or

as

a

friend

but

were

not

married

represent

a

charity

or

other

body

that

cared

for

the

person

at

considerable

expense

You

do

n’t

have

to

be

related

to

the

person

to

apply

How

to

apply

In

England

and

Wales

but

not

Cornwall

or

Lancashire

apply

to

the

Government

Legal

Department

Contact

the

Government

Legal

Department

stating

that

you

’re

claiming

a

discretionary

grant

including

as

much

supporting

information

as

possible

In

Cornwall

Lancashire

Scotland

or

Northern

Ireland

apply

to

the

relevant

body

representing

the

Crown


Overview

You

must

pay

Inheritance

Tax

by

the

end

of

the

sixth

month

after

the

person

died

There

are

different

due

dates

if

you

’re

making

payments

on

a

trust

HM

Revenue

and

Customs

HMRC

will

charge

you

interest

if

you

do

not

pay

by

the

due

date

How

to

pay

You

’ll

need

to

get

a

payment

reference

number

before

you

can

pay

your

Inheritance

Tax

bill

Pay

from

your

own

bank

account

You

can

pay

from

your

own

bank

account

or

a

joint

account

with

the

deceased

using

online

or

telephone

banking

using

CHAPS

or

Bacs

at

your

bank

or

building

society

You

currently

can

not

pay

Inheritance

Tax

by

cheque

because

of

coronavirus

You

can

claim

the

money

back

from

the

deceased

’s

estate

or

the

beneficiaries

once

you

get

a

grant

of

representation

also

known

as

probate

This

is

called

confirmation

in

Scotland

Pay

from

accounts

owned

by

the

deceased

You

can

pay

using

the

deceased

’s

bank

accounts

including

National

Savings

and

Investments

NS&I

accounts

government

stock

If

you

do

not

know

how

much

to

pay

You

can

make

payments

before

you

know

the

exact

amount

of

Inheritance

Tax

owed

by

the

deceased

person

’s

estate

These

are

known

as

payments

on

account

Check

your

payment

has

been

received

HMRC

do

not

send

receipts

for

each

payment

you

make

They

’ll

write

to

tell

you

when

you

’ve

paid

all

the

Inheritance

Tax

and

interest

you

owe

If

you

’ve

paid

through

your

own

bank

or

building

society

check

your

statement

to

confirm

the

payment

has

left

your

account

If

you

’ve

paid

by

cheque

since

April

Ask

your

bank

if

your

cheque

to

HMRC

has

been

cashed

If

it

has

not

been

cashed

you

should

cancel

the

cheque

and

pay

HMRC

a

different

way

Get

a

payment

reference

number

You

’ll

need

to

get

an

Inheritance

Tax

reference

number

from

HM

Revenue

and

Customs

HMRC

at

least

weeks

before

you

make

a

payment

You

can

apply

for

one

online

unless

you

need

it

for

a

trust

by

post

using

form

Application

for

an

Inheritance

Tax

reference

the

address

you

need

is

on

the

form

Do

not

use

the

digit

number

from

the

online

Inheritance

Tax

service

to

report

an

estate

’s

value

Bank

details

for

online

or

telephone

banking

CHAPS

Bacs

You

can

pay

Inheritance

Tax

from

your

own

bank

account

or

a

joint

bank

account

if

you

held

one

in

joint

names

with

the

deceased

You

can

claim

it

back

from

the

deceased

’s

estate

You

can

pay

by

Faster

Payments

online

or

telephone

banking

CHAPS

or

Bacs

to

HM

Revenue

and

Customs

HMRC

account

Sort

code

Account

number

Account

name

HMRC

Inheritance

Tax

You

’ll

need

to

use

your

Inheritance

Tax

payment

reference

number

as

the

payment

reference

How

long

it

takes

Payments

made

by

Faster

Payments

will

usually

reach

HMRC

on

the

same

or

next

day

including

weekends

and

bank

holidays

CHAPS

payments

usually

reach

HMRC

the

same

working

day

if

you

pay

within

your

bank

’s

processing

times

Bacs

payments

usually

take

working

days

Check

your

bank

’s

transaction

limits

and

processing

times

before

making

a

payment

Overseas

payments

Use

these

details

to

pay

from

an

overseas

account

Account

number

IBAN

Bank

identifier

code

BIC

Account

name

HMRC

Inheritance

Tax

HMRC

’s

banking

address

is

At

your

bank

or

building

society

You

can

pay

Inheritance

Tax

from

your

own

bank

account

or

a

joint

bank

account

if

you

held

one

in

joint

names

with

the

deceased

You

can

claim

it

back

from

the

deceased

’s

estate

You

can

pay

at

a

branch

by

cash

or

cheque

Please

complete

one

of

your

bank

’s

paying

in

slips

with

the

following

HMRC

bank

account

details

Sort

code

Account

number

Account

name

HM

Revenue

Customs

Inheritance

Tax

Some

branches

might

be

closed

at

the

moment

because

of

coronavirus

Make

your

cheque

payable

to

HM

Revenue

and

Customs

only

Write

the

name

of

the

deceased

and

your

Inheritance

Tax

payment

reference

number

on

the

back

of

the

cheque

You

’ll

find

the

reference

number

on

the

letter

HMRC

sent

you

HMRC

will

accept

your

payment

on

the

date

you

make

it

and

not

the

date

it

reaches

HMRC

’s

account

if

you

pay

between

Monday

and

Friday

By

cheque

through

the

post

You

currently

can

not

pay

Inheritance

Tax

by

post

because

of

coronavirus

You

can

still

pay

using

online

or

telephone

banking

using

CHAPS

or

Bacs

at

your

bank

or

building

society

From

the

deceased

's

bank

account

You

can

ask

banks

building

societies

or

National

Savings

Investments

NS&I

to

pay

some

or

all

of

the

Inheritance

Tax

due

from

the

deceased

person

’s

accounts

to

HM

Revenue

and

Customs

HMRC

This

is

called

the

Direct

Payment

Scheme

Ask

the

bank

building

society

or

NS&I

to

make

you

a

personal

representative

each

one

will

do

this

in

a

different

way

You

can

do

this

before

you

apply

for

a

grant

of

representation

known

as

probate

This

is

known

as

confirmation

in

Scotland

Get

your

Inheritance

Tax

payment

reference

number

Fill

in

form

and

send

it

to

the

bank

building

society

or

NS&I.

Send

a

separate

form

for

each

account

you

want

to

pay

HMRC

from

Send

Inheritance

Tax

Account

form

IHT

Probate

Summary

form

Confirmation

form

in

Scotland

and

any

supplementary

pages

or

supporting

documents

to

HMRC

When

the

bank

building

society

or

NS&I

has

made

the

payment

HMRC

will

stamp

and

return

Probate

Summary

form

Confirmation

form

in

Scotland

so

you

know

the

Inheritance

Tax

has

been

paid

Using

British

government

stock

Write

to

Computershare

Investor

Services

who

run

the

British

government

stock

scheme

Tell

them

you

want

to

pay

Inheritance

Tax

and

how

much

of

the

stock

you

want

to

use

Enclose

a

copy

of

the

death

certificate

and

the

stock

reference

number

if

you

have

it

At

the

same

time

send

HMRC

a

letter

saying

how

much

tax

you

want

to

be

paid

out

of

the

stock

Inheritance

Tax

Account

form

you

’ll

need

to

put

your

Inheritance

Tax

payment

reference

number

on

the

form

Probate

Summary

form

Confirmation

form

in

Scotland

HMRC

will

contact

Computershare

and

ask

for

the

money

to

be

transferred

This

could

take

up

to

weeks

Do

not

pay

this

way

if

you

need

to

get

probate

known

as

confirmation

in

Scotland

quickly

Probate

is

the

right

to

deal

with

the

deceased

person

’s

property

money

and

possessions

After

the

money

has

been

transferred

In

England

Wales

or

Northern

Ireland

HMRC

will

send

your

form

to

the

Probate

Registry

so

they

can

send

a

grant

of

representation

to

you

if

you

’re

handling

probate

yourself

or

to

your

solicitor

In

Scotland

HMRC

will

return

your

Confirmation

form

to

you

so

you

can

apply

for

confirmation

If

the

amount

transferred

is

not

enough

to

cover

the

Inheritance

Tax

you

owe

HMRC

will

write

to

tell

you

how

much

to

pay

and

how

to

pay

it

By

transferring

national

heritage

property

In

very

exceptional

cases

you

may

be

able

to

make

Inheritance

Tax

payments

by

transferring

national

heritage

property

to

the

Crown

National

heritage

property

may

include

buildings

or

land

of

historic

architectural

scenic

or

scientific

interest

artworks

books

and

manuscripts

or

scientific

collections

of

historic

scenic

or

scientific

interest

Offers

to

make

Inheritance

Tax

payments

by

transferring

national

heritage

property

to

the

Crown

are

dealt

with

on

an

individual

basis

Contact

the

HMRC

Heritage

team

for

information

on

making

an

offer

If

your

offer

is

accepted

Even

if

your

offer

’s

accepted

you

must

first

pay

all

of

the

Inheritance

Tax

you

owe

through

other

means

and

have

a

grant

of

representation

also

known

as

probate

This

is

called

confirmation

in

Scotland

Once

your

property

has

been

transferred

HM

Revenue

and

Customs

HMRC

will

repay

the

Inheritance

Tax

you

’ve

paid

In

yearly

instalments

You

can

pay

your

Inheritance

Tax

on

things

that

may

take

time

to

sell

in

equal

annual

instalments

over

years

You

must

say

on

Inheritance

Tax

Account

form

if

you

want

to

pay

in

instalments

You

’ll

usually

have

to

pay

interest

on

your

instalments

Use

the

calculator

to

work

out

the

interest

you

’ll

need

to

pay

You

must

pay

the

tax

in

full

when

you

’ve

sold

the

deceased

’s

assets

such

as

their

house

or

shares

When

you

must

pay

The

first

instalment

is

due

at

the

end

of

the

sixth

month

after

the

death

for

example

if

they

died

on

January

you

’d

have

to

pay

by

July

This

is

known

as

the

due

date

Payments

are

then

due

every

year

on

that

date

Paying

early

You

can

pay

off

the

full

tax

and

interest

at

any

time

Write

to

HM

Revenue

and

Customs

HMRC

Trusts

and

Estates

asking

for

a

final

assessment

you

do

not

have

to

include

payment

What

you

pay

interest

on

You

will

not

pay

any

interest

on

the

first

instalment

unless

you

pay

late

On

each

later

instalment

you

must

pay

interest

on

both

of

the

following

the

full

outstanding

tax

balance

the

instalment

itself

from

the

date

it

’s

due

to

the

date

of

payment

if

it

’s

paid

late

What

you

can

pay

in

instalments

Houses

You

can

pay

and

the

interest

each

year

if

you

decide

to

keep

the

house

to

live

in

Shares

and

securities

You

can

pay

in

instalments

if

the

shares

or

securities

allowed

the

deceased

to

control

more

than

of

a

company

Unlisted

shares

and

securities

You

can

pay

in

instalments

for

unlisted

shares

or

securities

ones

not

traded

on

a

recognised

stock

exchange

if

they

’re

worth

more

than

and

either

of

these

apply

they

represent

of

the

total

value

of

the

shares

in

the

company

at

the

price

they

were

first

sold

at

known

as

the

nominal

value

or

face

value

they

represent

of

the

total

value

of

ordinary

shares

held

in

the

company

at

the

price

they

were

first

sold

at

You

can

find

the

face

value

of

a

share

and

whether

it

’s

an

ordinary

share

on

the

share

certificate

You

can

also

pay

in

instalments

if

either

of

these

apply

at

least

of

the

total

Inheritance

Tax

the

estate

owes

is

on

assets

that

qualify

for

payment

by

instalments

paying

Inheritance

Tax

on

them

in

one

lump

sum

will

cause

financial

difficulties

Business

run

for

profit

You

can

pay

in

instalments

on

the

net

value

of

a

business

but

not

its

assets

Agricultural

land

and

property

This

is

rare

because

most

agricultural

land

and

property

is

exempt

from

Inheritance

Tax

Gifts

You

can

pay

in

instalments

if

there

is

still

Inheritance

Tax

to

pay

and

you

were

given

buildings

shares

or

securities

part

or

all

of

a

business

If

the

gift

was

an

unlisted

share

or

security

it

must

still

have

been

unlisted

at

the

time

of

the

death

Trusts

Get

your

Inheritance

Tax

payment

reference

number

at

least

weeks

before

you

want

to

make

a

payment

by

filling

in

Form

Send

Inheritance

Tax

Account

form

to

HM

Revenue

and

Customs

HMRC

Pay

the

Inheritance

Tax

either

through

a

bank

or

building

society

or

by

cheque

through

the

post

Payment

deadlines

Transfers

You

must

pay

Inheritance

Tax

on

transfers

into

a

trust

or

out

of

a

trust

known

as

exit

charges

no

later

than

months

after

the

end

of

the

month

the

transfer

was

made

year

anniversary

charge

The

year

anniversary

charge

can

be

paid

up

to

months

after

the

anniversary

of

the

date

the

trust

was

set

up

Pay

early

to

avoid

paying

interest

You

can

make

early

Inheritance

Tax

payments

before

you

know

the

exact

amount

the

estate

owes

this

is

known

as

a

payment

on

account

HM

Revenue

and

Customs

HMRC

will

charge

you

interest

if

you

do

not

pay

all

the

tax

the

estate

owes

by

the

due

date

If

you

will

not

know

how

much

Inheritance

Tax

the

estate

owes

by

the

time

the

payment

is

due

a

payment

on

account

can

help

you

avoid

some

of

the

interest

If

you

overpay

If

you

pay

more

money

than

the

final

bill

says

the

estate

owes

HMRC

will

refund

the

excess

after

you

’ve

been

given

probate

confirmation

in

Scotland

Probate

is

the

right

to

deal

with

the

deceased

person

’s

property

money

and

possessions

HMRC

will

also

pay

interest

on

the

amount

you

’ve

overpaid

To

receive

the

refund

you

’ll

need

to

write

to

HMRC

Put

Repayment

further

details

at

the

top

of

the

letter

Include

the

name

number

and

sort

code

of

the

bank

account

you

want

the

refund

to

go

to

The

letter

must

be

signed

by

the

same

people

who

signed

forms

and

if

you

’re

applying

without

the

help

of

a

solicitor

or

agent

the

refund

is

being

paid

into

a

different

bank

account

to

the

one

nominated

in

or

If

you

’re

an

agent

acting

on

behalf

of

the

estate

and

you

’re

not

asking

for

the

refund

to

be

paid

into

a

different

bank

account

only

put

your

signature

on

the

letter


Who

can

foster

Being

a

foster

parent

means

caring

for

a

child

as

part

of

your

family

To

become

a

foster

parent

you

need

to

be

at

least

years

old

a

UK

resident

or

have

indefinite

leave

to

remain

able

to

take

care

of

a

child

or

young

person

often

on

a

full

time

basis

How

long

you

care

for

the

child

depends

on

the

type

of

foster

care

It

can

range

from

one

night

to

many

years

or

until

the

child

is

an

adult

If

you

’re

already

fostering

a

child

there

’s

more

information

about

help

and

support

for

foster

parents

You

may

be

able

to

work

and

foster

Whether

you

can

depends

on

the

child

’s

circumstances

and

the

fostering

service

you

apply

to

This

can

be

your

local

council

or

an

independent

fostering

agency

You

do

not

need

to

own

your

home

but

usually

you

’ll

need

to

have

a

spare

bedroom

Before

you

can

foster

you

must

pass

an

assessment

to

check

that

you

’re

able

to

care

for

a

child

You

will

not

be

assessed

on

your

age

ethnicity

gender

marital

status

religion

or

sexual

orientation

You

do

not

have

a

statutory

right

to

time

off

work

to

care

for

foster

children

Your

responsibilities

If

you

become

a

foster

parent

you

’ll

need

to

care

for

the

child

as

part

of

a

team

this

could

include

a

local

authority

schools

health

professionals

and

the

child

’s

birth

family

keep

records

and

write

reports

about

the

foster

child

attend

meetings

and

advocate

for

the

child

help

the

child

manage

their

behaviour

and

feelings

attend

training

Call

Fosterline

for

free

to

get

advice

on

fostering

You

can

also

read

more

about

fostering

on

the

Fosterline

website

Types

of

foster

care

There

are

many

types

of

foster

care

The

application

process

is

the

same

for

all

types

Long

term

You

foster

children

who

can

not

go

back

to

their

birth

family

but

do

not

want

to

be

adopted

Usually

you

’ll

be

their

foster

parent

until

they

’re

an

adult

Short

term

You

look

after

children

for

a

few

weeks

or

months

while

plans

are

made

for

their

future

Family

and

friends

or

kinship

You

care

for

a

child

who

you

know

or

is

part

of

your

family

for

example

your

grandchild

Contact

your

council

for

information

about

becoming

a

family

and

friends

or

kinship

carer

Emergency

You

give

a

child

somewhere

safe

to

stay

for

a

few

nights

or

weeks

This

is

usually

unplanned

and

you

could

get

less

than

hours

notice

Respite

and

short

breaks

You

care

for

children

who

have

disabilities

special

educational

needs

or

behavioural

issues

while

their

parents

or

usual

foster

carers

take

a

break

Remand

You

take

care

of

young

people

who

’ve

been

remanded

by

a

court

You

must

have

specialist

training

to

be

this

type

of

foster

parent

Fostering

for

adoption

You

foster

babies

or

young

children

who

you

may

go

on

to

adopt

If

you

’re

fostering

for

adoption

you

’ll

be

entitled

to

adoption

pay

and

leave

from

when

the

child

comes

to

live

with

you

Specialist

therapeutic

You

provide

specialist

therapeutic

care

to

children

and

young

people

with

complex

needs

or

challenging

behaviour

This

is

for

experienced

foster

parents

or

those

with

certain

skills

Help

with

the

cost

of

fostering

All

foster

parents

receive

a

foster

care

allowance

to

cover

the

cost

of

caring

for

a

child

The

minimum

is

usually

between

and

a

week

The

total

amount

you

get

depends

on

where

you

live

which

fostering

service

you

use

the

child

’s

age

if

the

child

has

specific

needs

your

skills

and

experience

The

fostering

service

you

apply

to

will

tell

you

how

much

you

can

get

There

’s

more

information

about

financial

help

in

the

guide

for

foster

parents

Tax

arrangements

when

you

foster

When

you

start

fostering

you

’ll

need

to

register

as

self

employed

and

file

tax

returns

You

’ll

also

be

entitled

to

qualifying

care

relief

which

means

you

’ll

earn

from

fostering

before

you

have

to

pay

tax

get

tax

relief

for

every

week

you

foster

a

child

There

’s

more

information

about

paying

tax

in

the

guide

for

foster

parents

Claiming

benefits

Being

a

foster

parent

can

affect

the

benefits

you

get

If

you

’re

claiming

benefits

you

’ll

need

to

tell

the

organisation

that

pays

you

that

you

’re

also

getting

foster

care

allowance

Use

a

benefits

calculator

to

check

what

benefits

you

’re

eligible

for

For

more

help

on

how

your

benefits

may

change

contact

the

organisation

that

pays

you

Fosterline

a

free

fostering

advice

service

Applying

to

become

a

foster

parent

The

process

starts

when

you

apply

to

become

a

foster

parent

and

finishes

with

a

decision

from

the

fostering

service

The

process

can

take

up

to

months

to

complete

Steps

to

might

happen

in

a

different

order

You

apply

to

become

a

foster

parent

through

your

local

council

or

an

independent

fostering

agency

You

can

only

register

with

one

fostering

service

The

council

or

agency

asks

you

to

go

to

a

preparation

course

on

fostering

You

and

every

adult

that

lives

with

you

will

need

to

get

an

enhanced

Disclosure

and

Barring

Service

DBS

certificate

A

social

worker

assesses

you

and

your

family

to

check

that

you

’re

able

to

care

for

a

child

You

state

any

preferences

about

the

children

you

’ll

care

for

like

age

or

gender

You

can

not

choose

a

child

out

of

a

group

of

children

and

you

do

not

get

a

trial

period

with

a

foster

child

The

fostering

service

reviews

your

application

You

’ll

need

to

meet

with

their

panel

who

will

make

a

recommendation

The

fostering

service

makes

a

decision

on

your

application

Your

fostering

assessment

Before

you

can

foster

a

child

you

must

pass

an

assessment

by

a

social

worker

Assessments

have

stages

that

might

be

done

separately

or

at

the

same

time

Stage

practical

information

about

your

circumstances

A

social

worker

will

ask

questions

to

assess

if

fostering

is

right

for

you

They

will

ask

about

the

property

you

live

in

and

any

pets

you

have

for

your

personal

information

including

your

relationship

history

about

your

general

level

of

health

you

’ll

need

to

get

a

medical

statement

usually

from

a

GP

if

you

or

anyone

in

your

home

has

ever

applied

to

foster

adopt

or

become

a

childminder

about

who

else

is

living

with

you

including

other

children

about

children

in

the

family

who

do

not

live

with

you

for

the

names

and

addresses

of

at

least

people

who

can

give

references

for

you

and

every

adult

who

lives

with

you

they

do

not

have

to

be

the

same

people

for

everyone

They

can

ask

for

more

information

or

run

other

checks

Stage

detailed

information

about

you

and

your

family

A

social

worker

will

ask

more

questions

so

that

they

can

get

to

know

you

and

your

family

They

will

ask

about

your

personality

if

you

have

religious

beliefs

for

your

ethnicity

cultural

background

and

what

languages

you

speak

if

you

’re

willing

and

able

to

care

for

a

child

of

a

different

religion

ethnicity

or

cultural

background

for

your

employment

history

and

about

your

standard

of

living

about

your

hobbies

and

interests

if

you

have

ever

cared

for

children

if

you

have

any

useful

skills

relevant

to

fostering

Where

you

’ll

be

assessed

Different

fostering

services

assess

you

in

different

ways

for

example

they

could

visit

you

at

home

call

you

invite

you

to

meetings

After

you

've

applied

The

fostering

service

will

contact

you

to

tell

you

the

result

of

your

application

If

you

’re

approved

you

’ll

start

training

and

meet

your

social

workers

If

you

’re

not

approved

you

can

appeal

the

decision

The

fostering

service

should

also

tell

you

the

reasons

why

you

were

not

approved

Once

you

’re

approved

The

fostering

service

will

add

you

to

their

list

of

available

foster

parents

They

’ll

send

you

a

profile

of

any

child

they

think

is

a

good

fit

Once

you

’ve

let

the

fostering

service

know

if

you

’d

like

to

foster

the

child

they

’ll

tell

if

you

’ve

been

chosen

In

some

cases

you

’ll

get

to

meet

the

child

before

they

come

to

live

with

you

You

might

not

if

it

’s

an

emergency

placement

You

’ll

get

training

and

support

throughout

the

time

you

’re

fostering

You

have

the

right

to

end

a

placement

by

giving

days

notice