how many days do have in advance of a election to register to vote

The deadline to register to vote is 15 days prior to Election Day, often called E-15. You must submit the voter registration application by midnight on the registration deadline day. A timestamp will be attached to your online voter registration application.

Frequently Asked Questions

"Frequently Asked Questions Voter Registration Voting Primary Election Propositions Running for Office Voter Registration Who can register to vote? To register to vote in California, you must be: A United States citizen and a resident of California,18 years old or older on Election Day,Not currently in state or federal prison or on parole for the conviction of a felony (for more information, please see Voting Rights: Persons with a Criminal History ), and Not prohibited from voting by a court because of mental incompetency (for more information, please see Voting Rights: Persons Subject to Conservatorship ). Who can pre-register to vote? To pre-register to vote in California, you must: Be 16 or 17 years old, and Meet all of the other requirements to vote. You will automatically be registered to vote on your 18 th birthday. How do I register to vote? To register to vote you must complete a voter registration application on paper or online at Register To Vote.ca.gov. When you register online, the system will search the Department of Motor Vehicles (DMV) database for your California driver license or identification card number, date of birth, and last four digits of your social security number. If your information is found and you authorize elections officials' use of your DMV signature, an electronic image of your DMV signature will be added to your voter registration application after you click ""submit"" at the end of the online application. If there is no signature on file with DMV, all of your information will be transmitted to your county elections office; you will just need to click ""print,"" sign the paper application, and mail it. Your county elections official will contact you when your voter registration application is approved or if more information is needed to confirm your eligibility. Where can I register to vote? You may submit your voter registration application online at Register To Vote.ca.gov. You can also pick up a paper application at your county elections office, any Department of Motor Vehicles field office, and many post offices, public libraries, and government offices. To have an application mailed to you, call your county elections office or the Secretary of State's toll-free Voter Hotline at (800) 345-VOTE (8683). What is conditional voter registration? If you did not register to vote by the 15-day voter registration deadline, in most elections, you may conditionally register to vote and cast a provisional ballot by visiting your county elections office during the period of 14 days prior to, and including, Election Day. Once your county elections official processes your affidavit of registration, determines your eligibility to register, and validates your information, your registration becomes permanent and your provisional ballot will be counted. For more information, please refer to Conditional Voter Registration. How do I change my political party? In order to change your political party preference, you must re-register to vote. You can re-register to vote by completing a voter registration application online at Register To Vote.ca.gov. When you register online, the system will search the Department of Motor Vehicles (DMV) database for your California driver license or identification card number, date of birth, and last four digits of your social security number. If your information is found and you authorize elections officials' use of your DMV signature, an electronic image of your DMV signature will be added to your voter registration application after you click ""submit"" at the end of the online application. If there is no signature on file with DMV, all of your information will be transmitted to your county elections office; you will just need to click ""print,"" sign the paper application, and mail it. Your county elections official will contact you when your voter registration application is approved or if more information is needed to confirm your eligibility. You can also pick up a paper application at your county elections office, any Department of Motor Vehicles field office, and many post offices, public libraries, and government offices. To have an application mailed to you, call your county elections office or the Secretary of State’s toll-free Voter Hotline at (800) 345-VOTE (8683). Do I need a California driver license or California identification card to apply online? What happens if the Department of Motor Vehicles does not have my signature on file when I try to submit an application online? All Californians who are eligible to vote may fill out an online voter registration application at Register To Vote.ca.gov. California military and overseas voters may also use Register To Vote.ca.gov to fill out an application and request a special absentee ballot. If you do not have a California driver license or identification card number, but you enter your other information, the website will create a pre-filled voter registration application for you to print, sign, and mail. All of your information will be sent directly to your county elections office so that when your signed application arrives in the mail, the county elections staff will simply add your signature to your voter registration record. I am eligible to register, but I am in the military, living abroad, or temporarily living outside of California. Can I register to vote online? Yes. California military and overseas voters may also use Register To Vote.ca.gov to fill out a voter registration application and request a special absentee ballot. When filling out an application to register as a special absentee voter, you can choose to have your ballot mailed, faxed, or emailed to you. Am I automatically registered to vote when I submit the online application? No. The online voter registration application is an easy avenue for submitting your information, but the information you provide in your online application still must be verified by your county elections official. If you have a California driver license or identification card and submit an online voter registration application, the Department of Motor Vehicles is simply sharing a copy of your signature on file so that it can be transferred to your voter registration record. No matter how you turn in your registration application – online or paper – when it comes to determining a person's eligibility to vote, preventing duplicate registrations, and adding a person to California's official voter rolls, all the same safeguards are in place. Your county elections official will contact you when your voter registration application is approved or if more information is needed to confirm your eligibility. Are voter registration applications available in languages other than English? Yes. The California Secretary of State's online application is available in English, Spanish, Chinese, Hindi, Japanese, Khmer, Korean, Tagalog, Thai, and Vietnamese. Paper applications are also available in those same languages. To have an application mailed to you, call your county elections office or the Secretary of State's toll-free Voter Hotline at (800) 345-VOTE (8683). Can I vote online? No. For security reasons, California law prohibits casting a ballot over the Internet. This also means that county elections officials cannot accept marked ballots sent via email. If you are a military and overseas voter, as defined by the federal Uniformed and Overseas Citizens Absentee Voting Act, you may return your voted ballot to your county elections office only by mail or fax (in certain limited circumstances). Am I already registered to vote? To find out if you are currently registered to vote, please refer to My Voter Status. I did not vote in the last election. Do I need to re-register to vote? In general, you do not need to re-register because you are registered to vote for as long as you remain at the same address. However, there are cases in which voter registration can be cancelled if a voter has not voted in several consecutive general elections. What should I do if I have just moved within California? Your voter registration record should always reflect your current residence. If your move is permanent, you can update your California residence address by re-registering online or by submitting a paper voter registration application. You can also send a signed letter to your current county elections official, informing them of your move and providing them with your date of birth and current address, even if it is in a different county. However, if you have already updated your residence address at the Department of Motor Vehicles or the U. S. Postal Service, your registration will be automatically updated with your new address. If your move is temporary, you can continue to use your prior permanent residence where you were registered to vote as your address for the purpose of voting. What should I do if I changed my name? If you have legally changed your name, you must re-register to vote so that your voter record reflects your current name. The Secretary of State recommends that before you update your voter record with your current name, you first update your California driver license or identification card with DMV. If you are re-registering online and you have not updated your DMV record with your new name, select ""decline"" on the application when asked to use your DMV signature to register to vote. If you do not decline use of your DMV signature, your application will be rejected by your county elections official because your DMV signature for your prior name will not match your voter signature with your new name. After you decline to use your DMV signature, continue filling in your information. Print, sign, and mail the paper application to your county elections office. What is the deadline to register to vote?

If you register to vote using a paper application, it must be postmarked or hand-delivered to your county elections office by E-15. After the registration deadline, in most elections any individual may conditionally register to vote and cast a provisional ballot by visiting their county elections official. For more information, please refer to Conditional Voter Registration. If I started to fill out the online voter registration application before midnight on E-15 but didn't finish until after midnight, am I too late? Yes, you must submit the voter registration application online by midnight on the registration deadline day. However, in most elections you may go in person to your county elections office during the 14 days immediately following the registration deadline to conditionally register to vote and vote a provisional ballot. For more information please go to Conditional Voter Registration . If you do not conditionally register to vote, your voter registration application will still be processed and, if it is approved, you will be able to vote in future elections. I missed the deadline to register to vote. Is there any way I can still vote in this election? In most elections, during the period of 14 days prior to Election Day and including Election Day, an individual can go to the office of their county elections official to conditionally register to vote and vote a provisional ballot. For more information, please refer to Conditional Voter Registration. I registered to vote a while ago but I never got a postcard confirmation from my county elections official. Am I registered? You may check the status of your voter registration by visiting My Voter Status or by contacting your county elections official. I submitted a voter registration application through another agency, but my county elections office says I'm not registered. What can I do? Give your county elections official any documentation you have to help establish when and where you submitted your voter registration application, such as a receipt with a tracking number or timestamp, or whether you were previously registered to vote elsewhere. How can I cancel my California voter registration? If you are currently registered to vote in California and would like to cancel your voter registration, you can complete the California Voter Registration Cancellation Request Form (PDF) and submit it to your county elections office. If you have any questions, you can contact your county elections office or the Secretary of State's Voter Hotline at (800) 345-VOTE (8683). If I have problems registering to vote or have additional questions who should I contact? Call the Secretary of State's toll-free Voter Hotline at (800) 345-VOTE (8683) or contact your county elections office, which is where your voter registration record is maintained. For assistance in other languages, please refer to Contact Information. I want to start a voter registration drive. What do I need to do? Read the rules for conducting voter registration drives in California. You may also want to contact the county elections office in the county where you plan to conduct the voter registration drive. How many paper voter registration applications can I get if I want to distribute them in my community? There is no limit to the number of paper voter registration applications a person may obtain. However, depending on the volume of requests and the number of applications in stock, the Secretary of State or county elections officials may ask requestors to take fewer applications and return later if they need more. The Secretary of State requires the requestor to complete a Statement of Distribution form and a county elections official may require something similar. Can an i Pad, tablet, or smartphone be used to fill out California's online voter registration application? Yes. What voter registration applications are approved for use in California? There are two acceptable voter registration applications that can be accessed online: the California Secretary of State's Register To Vote.ca.gov and the National Mail Voter Registration Application. Some organizations host websites that encourage voter registration. Some of these websites collect data from people before redirecting them to Register To Vote.ca.gov or the National Mail Voter Registration Application (this cannot be submitted online; you must print, sign, and mail it to your county elections office ). You can also pick up a paper application at your county elections office, any Department of Motor Vehicles field office, and many post offices, public libraries, and government offices. To have an application mailed to you, call your county elections office or the Secretary of State’s toll-free Voter Hotline at (800) 345-VOTE (8683). Is voter registration information confidential? The voter registration rolls are not available to the general public. However, California law allows certain voter information to be released to a member of the California Legislature or U. S. Congress, to any candidate, to any committee for or against a proposed ballot measure, and to any person for election, scholarly, journalistic, or political purpose, or for governmental purposes. Even in these cases, a few items remain confidential and are never provided to any requestor: your social security number, your driver license number, and your signature. Where can I find voter registration statistics? The California Secretary of State publishes voter registration statistics during every election cycle. Reports of Registration contain registration information going back to 1910. Can the Secretary of State provide race, age and gender statistics for the voting population? No. The Secretary of State compiles voter statistics by political party and jurisdictions. The state government does not collect voter race, voter age or voter gender data. You may wish to contact the Public Policy Institute of California or the United States Census Bureau for voter demographics. (return to top)Voting How can I vote a vote-by-mail ballot? Any registered voter may apply for a ""vote-by-mail"" ballot by: Completing the vote-by-mail ballot application that is included in your county voter information guide, which your county elections official will mail to you prior to each election,Downloading and completing a California Vote-By-Mail Ballot Application from our website, or Contacting your county elections official to see if you can apply by telephone. When and where may I apply for a vote-by-mail ballot? If you apply by mail, your application should be delivered directly to your county elections office and must be received no later than 7 days before Election Day. Any time after 7 days, you must apply in person at your county elections office to get a vote-by-mail ballot for that election. When is the last day to return my voted vote-by-mail ballot? Vote-by-mail ballots that are personally delivered must be delivered no later than the close of polls at 8:00 p.m. on Election Day. Vote-by-mail ballots that are mailed must be postmarked on or before Election Day and received by your county elections office no later than 3 days after Election Day. If you are not sure your vote-by-mail ballot will arrive in time if mailed, bring it to your county elections office on or before Election Day or to any polling place in your county between 7:00 a.m. and 8:00 p.m. on Election Day. How do I turn in my vote-by-mail ballot on Election Day? You may return it in person to any polling place in your county or to your county elections office on Election Day. If you are unable to return the ballot yourself, you may designate any person to return the ballot to the elections official or the precinct board at any polling place within the jurisdiction. The ballot must be received by the elections official or the precinct board before the close of the polls at 8:00 p.m. on Election Day in order to be counted. Can anyone distribute vote-by-mail ballot applications? People and organizations may distribute the California Vote-By-Mail Ballot Application (PDF) or an application, provided they use the uniform format specified in the California Elections Code. Where is my polling place? Your polling place will be printed on the county voter information guide you receive from your county elections officialprior to an election. You may also contact your local county elections office for polling place information. What hours are polling place locations open? All polling place locations are open on Election Day from 7:00 a.m. to 8:00 p.m. How do I find out what my legislative and congressional districts are? You may contact your county elections official or refer to ""Who Are My Representatives?"". Why was my precinct/polling place changed? Counties try to use the same polling place for each election, so your polling place normally does not change between the primary and the general elections. If the county is conducting smaller local elections where the turnout is likely to be lower, the county may consolidate precincts into fewer polling places. You can always determine where your polling place is by looking at the back of your county voter information guide, which you will receive from your county elections official. The back cover contains the name and address of your polling place. You can also call your county elections official to find out where your polling place is located. You also have the option of applying for permanent vote-by-mail voter status. For each election in which you are eligible to vote, your county elections official will automatically send you the appropriate ballot. All you will need to do is vote, provide the required information, and return the voted ballot to your county elections office or any polling place in your county by close of the polls at 8:00 p.m. on Election Day. For more information on how to apply for permanent vote-by-mail voter status, please refer to Permanent Vote-By-Mail Voting. Why am I in a mail ballot (vote-by-mail) precinct? Elections Code section 3005 provides that people who live in precincts with fewer than 250 voters may be sent vote-by-mail ballots. Upon receiving a vote-by-mail ballot, all you need to do is vote for the contests on the ballot, provide the required information, and mail the voted ballot back to your county elections office. Your vote-by-mail ballot must be postmarked by Election Day and received by your county elections office within three days following Election Day. If you cannot mail your voted vote-by-mail ballot to your county elections office, you can cast your voted ballot at your county elections office or any polling place in your county by the close of the polls at 8:00 p.m. on Election Day. To determine the location of a nearby polling place, you can contact your county elections official. Is there a toll-free telephone number I can call regarding voter information? Yes. The Secretary of State has established a toll-free Voter Hotline for requests for voter registration forms and other election materials and to report suspicions of voting or registration irregularities. The number is (800) 345-VOTE (8683). For assistance in other languages, please refer to Contact Information. Are election returns for state offices on your website? The election results from past statewide elections can be found at Election Results. What can be done to increase voter participation? The Secretary of State's office has been working with a wide range of groups throughout the state to increase voter participation. We are always looking for better ways to reach out and engage citizens in the voting process. Our Voter Education and Outreach webpage will provide you with information on some of the programs and events we are currently working on. (return to top)Primary Election What is a voter-nominated office? The Top Two Candidates Open Primary Act, which took effect January 1, 2011, created ""voter-nominated"" offices. The Top Two Candidates Open Primary Act does not apply to candidates running for U. S. President, county central committees, or local offices. Most of the offices that were previously known as ""partisan"" are now known as ""voter-nominated"" offices. Voter-nominated offices are state constitutional offices, state legislative offices, U. S. senate, and U. S. congressional offices. The only ""partisan offices"" now are the offices of U. S. President and county central committee. How are primary elections conducted in California? All candidates for voter-nominated offices are listed on one ballot and only the top two vote-getters in the primary election – regardless of party preference - move on to the general election. A write-in candidate will only move on to the general election if the candidate is one of the top two vote-getters in the primary election. Prior to the Top Two Candidates Open Primary Act, the top vote-getter from each qualified political party, as well as any write-in candidate who received a certain percentage of votes, moved on to the general election. The Top Two Candidates Open Primary Act does not apply to candidates running for U. S. President, county central committee, or local office. How are presidential primary elections conducted in California? Qualified political parties in California may hold presidential primaries in one of two ways: Closed presidential primary - the party only allows voters indicating a preference for that party to vote for its presidential nominee. Modified-closed presidential primary - in addition to allowing voters indicating a preference for that party to vote for its presidential nominee, the party also allows voters who did not indicate a party preference to vote for its presidential nominee. If a qualified political party chooses to hold a modified-closed presidential primary, the party must notify the California Secretary of State no later than the 135th day before Election Day. What do party preferences mean when listed with candidates' names on the ballot? What are the qualified political parties and abbreviations of those party names? The term ""party preference"" is now used in place of the term ""party affiliation."" A candidate must indicate his or her preference or lack of preference for a qualified political party. If the candidate has a qualified political party preference, that qualified political party will be indicated by the candidate's name on the ballot. If a candidate does not have a party preference, ""Party Preference: None"" will be indicated by the candidate's name on the ballot. Similarly, voters who were previously known as ""decline-to-state"" voters (because they did not have a party affiliation) are now known as having ""no party preference"" or known as ""NPP"" voters. Abbreviations for the qualified political parties are: DEM = Democratic Party REP = Republican Party AI = American Independent Party GRN = Green Party LIB = Libertarian Party PF = Peace & Freedom Party If a candidate receives a majority of the vote (over 50 percent) in the primary election, will there still be a general election? Yes. The top two vote-getters move on to the general election regardless of party preference or whether one candidate receives a majority of all votes cast in the primary election. Only candidates running for State Superintendent of Public Instruction or candidates for voter-nominated offices in special elections can win outright by getting a majority of the vote (over 50 percent) in the primary election. If there are only two candidates in the primary election, is a general election required? Yes. The top two vote-getters move on to the general election regardless of candidate pool size, party preference, or whether one candidate receives the majority of all votes cast in the primary election. Only candidates running for State Superintendent of Public Instruction or candidates for voter-nominated offices in special elections can win outright by getting a majority of the vote (over 50 percent) in the primary election. Which candidates can run in the general election? Candidates running for a voter-nominated office cannot run in the general election without having been one of the top two vote-getters in the primary election (refer to "" What is a voter-nominated office? "" above). An exception is made if no candidate has been nominated at the primary election for a voter-nominated office. If this occurs, a candidate can use the independent nomination process to run in the general election. Additionally, candidates running for the office of U. S. President can run in the general election as either a Presidential Elector using the independent nomination process or a Presidential Elector write-in candidate. For more information about running for office, please refer to Candidate Resources. Can independent or write-in candidates for voter-nominated offices run in the general election? All candidates, including candidates who would have used the former independent nomination process, are allowed to run for a voter-nominated office in a primary election. All primary candidates for a voter-nominated office are listed on a single ballot, and only the two candidates who get the most votes in the primary election will move on to the general election. However, if no candidate has been nominated at the primary election for a voter-nominated office, a candidate can use the independent nomination process to run in the general election. Write-in candidates for voter-nominated offices cannot run in the general election, however, they can still run in the primary election. If a write-in candidate is one of the top two vote-getters in the primary election, the candidate can move on to the general election. Candidates running for the office of U. S. President can run in the general election as either a Presidential Elector using the independent nomination process or a Presidential Elector write-in candidate. (return to top)Propositions When is the deadline for initiatives, referenda, and legislative measures to qualify for the ballot and which election ballot will they appear on? As a result of Senate Bill 202 (Chapter 558, Statutes of 2011), from July 2011 forward, initiative and referendum measures will only appear on general election ballots. Initiatives have to qualify 131 days before a general election. Referenda can qualify for the ballot up to 31 days before a general election. Senate Bill 202 does not affect the placement of legislative measures on the ballot. Legislative measures can still appear on the ballot during any statewide election. Legislative measures must also be placed on the ballot 131 days before an election, unless the legislature passes legislation allowing a specific bill to be placed on the ballot after the 131 day deadline. How and when are numbers assigned to state propositions? State propositions are generally numbered between 131 and 105 days before an election and are numbered in 10-year cycles starting with the number ""1,"" according to Elections Code section 13117. The current numbering cycle starts with the November 4, 2008, General Election. How can I learn more about California's statewide initiative process? The Secretary of State's Statewide Ballot Initiative Handbook contains some very useful information on this topic. How many signatures does it take to qualify a statewide initiative? The number of signatures required for initiative statutes must be equal to at least 5% of the total votes cast for Governor at the last gubernatorial election. The number of signatures required for initiative constitutional amendments must be equal to at least 8% of the total votes cast for Governor at the last gubernatorial election. How many signatures does it take to qualify a statewide referendum? The number of signatures required for referenda must be equal to at least 5% of the total votes cast for Governor at the last gubernatorial election. (return to top)Running for Office What requirements must a person meet to run for office? These requirements are specific to the office and are posted at Candidate Information. When do candidates have to file their various official documents in order to become certified for the next statewide election cycle? Please refer to Candidate Information for information on candidate filing deadlines. (return to top) "


how many years must a person be a u.s. citizen before they can be senator

Confidence votes 249. To serve in the U. S. Senate, a candidate must have been a U. S. citizen for at least nine years, be a resident of the state he or she will represent, and be at least 30 years old.

Answers.com ® Wiki Answers ® Categories History, Politics & Society Politics and Government Political Office Holders US Congress What number of years a senator must have been a citizen? Flag What number of years a senator must have been a citizen? Answer by Butcheek

10 people found this useful Was this answer useful? Yes Somewhat No Alley Cat640 3 Contributions Number of years a senator must have been a citizen?9 years Elliott Qian 2 Contributions Number of years a representative must have been a citizen? What is the number of years a representative must have benn a citizen? 7 years. Herb123 52,046 Contributions What is the number of years a US Senator is required to be a citizen? Answer . Number of years representative must be citizen? Answer . You must be a citizen for 7 years to be in the house of rep. Number of years a senator must be a citizen? Nine years How many years must a Senator be a citizen of the US?9 years USCitizen 477,196 Contributions Number of years a repersentative must have been a citizen? Seven years. How many years must a senator have been member of the US?4 years Number a years a senator must have been a citizen? A senator can serve in the United States Senate for six years. The Senator must have been a citizen of the US for at least sevenyears. A member of the senate must have been a us citizen for how many years?4 years. How long must you have to been a citizen to be a senator?9years A member of the US Senate must have been a citizen of the US for at least?9 years Answered In US Congress How long must candidates for senator have been citizens of the US? They must have been citizens for nine years. Answered In US Constitution How long must a senator have to be citizen?9 years. J. P. Helm 124,843 Contributions Retired professor of math and computer science having taught for 36 years at a state supported university in Virginia Answered In US Constitution How long must you have been a US citizen to be in senate? Nine years of citizenship is the requirement for US Senator. Senators must also be at least 30 years old and live in the state they represent. Answered In US Congress How long must a person have been a citizen of the US to be elected as a senator?yes Answered In US Congress How many years must you have been a citizen of a state to become a US Senator?your whole life


what is impact ratio analysis

s. WHAT IS RATIO ANALYSISRatio analysis is the application of ratios in comparing similar variables. Ratio analysis is the process of systematically manipulating figures from the fiancial statements of a company to produce information that are used as part of investment decision making process.

WHAT IS RATIO ANALYSIS? IMPORTANCE, USES AND SIGNIFICANCE OF RATIOSby Every trade has sets of tools that are used by professionals in that trade so as to deliver on their promises. Ratios are quantitative tools that finance professionals use to analyse sets of financial information. A financial planner or analyst for example uses ratio as part of its tools in carrying out some duties like; business valuation, business analysis or even fundamental analysis. the ultimate aim of these experts is to aid the decision making process of their client

It is the application arithemetic on financial information that is contained in the annual report of a business entity. Strictly speaking, a ratio is a relation between two items of same properties (i.e same size, same units, same weight, same hieght, same number, etc). This then presuposes that a ratio can only be applied to like items. Comparing disimilar items would not produce the result that is hoped for. The amount of energy and resources put into computing and comparing items of a financial statement of a company would be useless if there is no similarity in properties of the variables used in the ratio analysis. The most difficult part of ratio analysis is finding the right proxy upon whcih to base and analyse the numbers calculated from the ratio calculation excercise. Ratio analysis does not end in the calculation of numbers. Infact, the number crunching apsect of ratio analysis only accounts for about 35% – 40% of the amount of work needed in conducting a meaningful ratio analysis excercise. The bulk of the job is on the interprepation part of the process. What is numbers if there are no words attached to them? These words are what gives meaning to the numbers. If you have taken any accounting exam that requires you to evaluate a company’e performance based on some sets of accounting information, you will appreciate the fact that more marks are allocated to the analysis of the company using the information from the ratios calculated than the ratios. In todays business word that is practically run by technology, ratios are quickly and more efficiently calculated by accounting softwares that humanly generated ratios are looked with suspicon as they may contain some errors. TYPES AND CATEGORIES OF RATIO ANALYSISBroadly speaking, ratio analysis can be done under any category as long as the elements of the set are comparable. Some of the most common categories of ratio analysis are;Ratio analysis by industry Ratio analysis by department Intercompany ratio analysis Ratio analysis by period Ratio analysis by company Ratio analysis based on geographical location Ratio analysis by age of a company An investment accountant whose duty includes managing and reporting on investment portfolio relies on ratio analysis to make some economically informed decision. Investment ratios, profitability ratios, performance ratios, financing ratios, liquidity ratios, stock market ratios, and activity ratios are some most commonly calculated class of ratios. Auditors also use ratio analysis as part of the analytical procedure that is performed when performing a risk based auditing. IMPORTANCE, SIGNIFICANCE AND USEFULNESS OF RATIO ANALYSISTo give meaning to absolute figure: most numbers that are found in the financial statements of companies will be vague and meaningless if a scientific method of ratio analysis is not performed on the figures. For example, EPS of £2.30 will not make much if there is no information on what EPS was for last year or what the earnings per share of companies of similar sizes are. For planning and forcasting: managers through ratio analysis can find a trend and based on that trend, project into forseable future what an item of financial statement would most likley be. As a basis of decision making: the output of ratio analysis can be used as a basis for making investment decision. An investor who after calculating some investment ratios would be better equipped to make decision of whether to invest in a project or not to invest. To compare results and performance: by calculating ratios, an insight of how management are doing can be obtained. Note that ratio analysis is predominantly financial factors. Other non financial factors needs to be considered, the use of a balanced scorecard for example will do just in performance measurement matters. For analysis of strenghts and weakness: through ratio analysis, management can find out department or division that is not relatively doing well and then take some corrective actions. For analysing change in the form of trend: professional investors will always say that the trend is your friend. This trend is found using ratios and ratio analysis. CONCLUSIONRatios are tools that are used by trained professionals in their bid to deliver value to those that have entrusted them with the management of their businesses and investments. Ratio analysis is the application of the tools (ratios) in a productive and efficient way with the aim of understanding relationships that exists amongst different variables. For optimal result, ratio analysis has to be combined with other management accounting tools like variance analysis and contribution analysis. Share this: Tweet Pocket More Like this: Loading... Filed Under: Accounting & Tax


what is issue two on the ohio ballot

Ohio voters approved Issue 2, a measure to prevent monopolies from being inserted into the state constitution. Issue 2 aims to keep individuals or private economic interests from placing new monopolies, cartels or oligopolies into the Ohio Constitution for their own benefit.

Advertisement Ohio voters reject legal pot, pass anti-monopoly, redistricting measures Ohio voters rejected measure seeking to legalize marijuana, OK'd redistricting Share Updated: 10:48 PM EST Nov 3, 2015CINCINNATI (AP & WLWT) —Ohio voters rejected a first-of-its-kind proposal Tuesday that would have legalized both medical and recreational marijuana, following an expensive campaign, a legal fight over its ballot wording and an investigation into the proposal's petition signatures. App users, tap here for full results Advertisement Related Content Ohio votes down legalizing pot, passes ban on constitutional monopolies Election results: November 3, 2015WLWT's inside look at marijuana experience in Colorado At the same time, voters approved a measure to prevent monopolies from being inserted into the state constitution and a legislative redistricting overhaul that had been a priority of both political parties. The measure known as Issue 3 on Tuesday's ballot would have allowed adults 21 and older to use, purchase or grow certain amounts of marijuana and made cannabis available for medical uses in the same vote, a unique approach nationally. The constitutional amendment would have established a regulatory and taxation scheme while creating a network of 10 growing facilities. The constitutional amendment known as Issue 3 was targeted by a separate ballot issue - Tuesday's Issue 2 - that took aim at its network of 10 exclusive growing sites controlled by the campaign's deep-pocketed private investors.

The practice has become increasingly common around the country as it becomes more expensive to mount a ballot campaign. Investors design such efforts to deliver economic benefits as a sort of return on investment for funding the ballot initiative. Issue 2 targeted the system of 10 marijuana-growing sites that would have been created by the pot legalization question known as Issue 3 on the ballot. Issue 3 was defeated, avoiding a court challenge as to which issue would have trumped the other. A legislative redistricting overhaul rounded out the trio of statewide ballot issues before voters. Issue 1, approved by Ohio voters, revises the system for drawing Ohio's 33 state Senate and 99 state House districts. By giving the minority party a larger say, the proposal is intended to reduce gerrymandering of district boundaries for partisan purposes. Polls opened at 6:30 a.m. Tuesday. Turnout was expected to be low as early presidential politicking largely overshadowed campaigns and exacerbated the voter disinterest that generally accompanies an off-year election. Election officials in two counties said lines of voters dwindled after a first wave of Ohioans cast their ballots early. However, an injunction was filed in Hamilton County after voting issues were reported and Judge Robert Ruehlman ruled that polls in Hamilton County were to stay open until 9 p.m. The extra 90 minutes led to a delay in reported results statewide. Ohio's elections chief told local officials to tally votes but not release statewide results until after 9 p.m. A few precincts in southwest Ohio's Hamilton County reported problems getting voters their ballots because of poll workers' unfamiliarity with a new electronic check-in system being used for the first time. The marijuana legalization campaign, Responsible Ohio, sought the extension, citing those problems. Ruehlman concluded that extending polling hours there was the right response. Secretary of State Jon Husted issued an evening directive saying other counties' results were to be embargoed until the Hamilton County polls closed. Click here for full results


what is residual risk quizlet

The residual risk is the risk or danger of an action or an event, a method or a (technical) process that, although being abreast with science, still conceives these dangers, even if all theoretically possible safety measures would be applied (scientifically conceivable measures)"" Basically it means that it's the risk that remains once you've done eve

"Answers.com ® Wiki Answers ® Categories Jobs & Education Education Job Training and Career Qualifications What does the term residual risk mean in the crm process? Flag What does the term residual risk mean in the crm process? Answered by The Wiki Answers ®Community Answers.com ® is making the world better one answer at a time. ""

rything you could in order to cancel out risk.1 person found this useful Was this answer useful? Yes Somewhat No The Robotics Co Op 704 Contributions What does residue mean in science terms?literally - ""left behind"". In chemistry - usually refers to whatdoesn't evaporate from a sample left at room temperature for a longtime, or if the sample is heated to another …What does the term residual risk mean in crm process? Risk that remains after all controls have been identified and selected What does the term residual risk mean? ""The residual risk is the risk or danger of an action or an event, a method or a (technical) process that, although being abreast with science, still conceives these dangers …What does the term residual risk mean in the composite risk management process? ""The residual risk is the risk or danger of an action or an event,a method or a (technical) process that, although being abreast withscience, still conceives these dangers, ev …Anand Vijayakumar 363,997 Contributions What does residual risk mean in the CRM process? A residual risk is the remains of a risk on which a response hasbeen performed. As part of CRM, you are managing some risk, for which you will havesome risk response or strat …What does the term residual risk mean in CRM? A residual http://wiki.answers.com/Q/What_does_residual_risk_mean_in_the_CRM_process# is the remains of a risk on which a response has been performed. As part of CRM you …Bama334hardhead 2 Contributions What does the term residual risk? ""The residual risk is the risk or danger of an action or an event,a method or a (technical) process that, although being abreast withscience, still conceives these dangers, ev …Ntembu 33,923 Contributions What term does residual risk mean? It is the possibility of a remaining risk when all other risks have been eliminated What is the 1st step in the composite risk management crm process? Step 1 is Hazard Identification. It is important to identify thehazard or risk you are dealing with before you begin any kind ofhazard management protocol. What does term or residual risk mean in the CRM process? ""The residual risk is the risk or danger of an action or an event,a method or a (technical) process that, although being abreast withscience, still conceives these dangers, ev …What does term residual risk mean in crm process? Risk that remains after all controls have been identified and selected Emad Sabri 2 Contributions What is residual risk mean in composite risk management process? Risk that remains after response to ridentified risk isplanned/selected Answered In Risk Management What does the residual risk mean in the composite risk management process?\n. \n. Risk that remains after all controls have been identified and selected. \n. Answered In Uncategorized What does the term residual risk mean in terms of the crm process? ""The residual risk is the risk or danger of an action or an event,a method or a (technical) process that, although being abreast withscience, still conceives these dangers, ev …Bill Bell 4,678 Contributions Answered In Politics and Government What does the term residual mean? Let's say that you fit a simple regression line y = mx + b to a setof (x,y) data points. In a typical research situation theregression line will not touch all of the points; i …David Simpson 70,942 Contributions I take people as I find them, and am always willing to help if I can. Answered In Uncategorized What is the term residual risk mean? In simple terms - 'residual risk' is the tiny possibility ofsomething going wrong with whatever you're doing. For example,fell-walking is perfectly safe, however - there is a …Answered In Risk Management What does ''residual risk'' mean in the RM process? Risk that remains after all controls have been selected "


who starred in marnie

d. Among the directors who wanted to work with her but was rebuffed, was Francois Truffaut, Hedren found out. Tippi Hedren’s second and last Hitchcock film was “Marnie,” which was released in 1964, opposite Sean Connery. (Photo: Redford Theatre)Because of their deteriorating relationship, Hitchcock didn’t do any publicity for “Marnie,” Hedren says.

Tippi Hedren talks Hitchcock, âThe Birdsâ and âMarnieâ

(Photo: Frederick M. Brown / AFP)CONNECT TWEET1LINKEDIN5COMMENT EMAIL MOREOf all the fair-haired actresses who appeared in Alfred Hitchcock movies — Grace Kelly, Eva Marie Saint, Kim Novak and Tippi Hedren among them — there’s some evidence that Hedren might have been the quintessential cool “Hitchcock blonde.”In 1963’s “The Birds,” Hedren is glamorous and chic as San Francisco society girl Melanie Daniels, who has to fend off attacking birds in Bodega Bay, California, just as she’s encouraging skeptical attorney Mitch Brenner (played by Rod Taylor). Despite it being her first film, Hedren displays an intriguing blend of impudence and intelligence as she jousts with Taylor. Hitchcock went so far as to say Hedren was better than Kelly, stating once that she had “a faster tempo, city glibness, more humor. She displayed jaunty assuredness ... and she memorized and read lines extraordinarily well.”“It’s a great compliment, I’m honored,” Hedren said. The actress, 85, is speaking by phone from Los Angeles. She’ll travel to Detroit for three days of appearances at the Redford Theatre, as it hosts special screenings of “The Birds” and “Marnie” Oct. 16-18. Hitchcock chose the Minnesota-born New York model for stardom after he and wife Alma saw her in a diet drink commercial during the “Today Show” in 1961. Hitchcock liked her presence, although she’d never done any acting.“I don’t know, maybe I’m a natural actress,” Hedren said. “Because I never wanted to be an actress, never studied acting, anything. And when he wanted to put me under contract, I said, ‘OK, am I going to go to acting classes or what?’ He didn’t even know what he was going to do with me. It was a really exciting time of my life, to be put under contract by a huge motion picture ... mogul, whatever you want to call him.”That excitement turned sour for Hedren toward the end of filming “The Birds,” when Hitchcock made a play for her, she said. Hitchcock’s unwanted advances, which grew into an obsession, was depicted in the 2012 HBO film “The Girl,” in which Sienna Miller played Hedren and Toby Jones played Hitchcock.“It was out of England — they contacted me and said, ‘We’d like to do your Hitchcock story.’ I said ‘Only if you let me be involved with the writing,’ ”Hedren had first noticed Hitchcock staring at her in between shots. “I thought ‘Ohhh, I can see this coming,” Hedren recalled. “I wasn’t the first girl he tried to —um, I don’t know what the hell he wanted!” She laughed. “I don’t know, but I wasn’t interested. I wasn’t the first actress who left angry, in an unpleasant situation.”It was a brave stance to take in the movie world of 1963, considering that Hitchcock had her under personal contract.“This was at the end of the studio system, but I don’t care about those kinds of things. I have never been political as far as my life is concerned. The demands he made on me were so horrible, I walked out. I said ‘I’m leaving, I’m out of this contract.’ He said, Hedren imitates Hitchcock’s slow, stately diction: “’No … you aren’t. And I will ruin your career.’The director kept paying her the $600 a week they’d contracted. But after her second Hitchcock film, the psychological thriller “Marnie,” when producers and directors would try to use her for films, Hitchcock flatly refuse

“They wanted to enter me for an Academy Award for ‘Marnie,’ and he put the kibosh on that. Nice guy.”“The Birds” was a difficult shoot, because Hitchcock had some trained birds actually attacking Hedren, and despite safety precautions, there were injuries. In the scene where she takes refuge in a telephone booth, a seagull suspended from the ceiling by a wire was directed to slam into the glass booth. It was supposed to be safety glass, Hedren was told. It wasn’t.“One of the birds crashed in with such force that it broke the glass and it shattered. They spent the afternoon with tweezers, picking shards of glass out of the left side of my face.”“The Birds” is considered by many to be the last great Hitchcock movie. Reviews at the time were mixed, but the public liked it — it was one of the top-20 grossing films of the year. Hedren was still in touch with her leading man, Taylor, up to his death in February.“I saw him last fall, I went to his home and spent some time with him,” she said. “He was in a great deal of pain and he couldn’t walk. I felt so bad for him.”Chemistry between the two was real, based upon friendship.“He was a wonderful man, I liked him very much,” Hedren said. “We had a good camaraderie, it was perfect to do a film with somebody that you like, really enjoy and are comfortable with. His sense of humor was excellent.”Was Taylor more fun than Sean Connery, with whom she starred in “Marnie”?“Sean is such a different kind of person, a very elegant man, fun and gracious. I was very lucky to appear with them. And then Marlon Brando was very interesting, too!” Hedren appeared as Brando’s wife in the Charlie Chaplin-directed 1966 film “The Countess from Hong Kong.”Connery’s accent may not bear close scrutiny, but decades later, many of us can suspend belief and accept Scotsman Connery is a Philadelphia blueblood, or that Australian-born Taylor is a scrappy San Francisco lawyer.“They were very good actors,” Hedren said, laughing. In “Marnie,” she plays a woman trying to escape a terrible childhood secret who acts out as a serial thief — stealing money from her employer, changing her appearance, moving to another city and then doing it all again. Connery, as company heir Mark Rutland, catches her in the act and tries to reform, and romance her. One of the running motifs through the film is Marnie’s love of her horse, Forio — naturally, this being Hitchcock, this doesn’t end well. Hedren did her own riding in those scenes, she says. “I loved that horse, he was so beautiful,” she said. “Seventeen hands. Big beautiful guy.”Hedren’s love of animals is well documented — she lives on the Shambala Preserve in California, which shelters 30 big cats.“My office is here, and we look out on lions and tigers,” she said. “When they come here, this is their home for life. We’re not a way station.”“I don’t even have words for that,” she said of the recent incident in which a well-known lion, Cecil, was killed by a Minnesota dentist, Walter Palmer. “I can’t even explain how angry I was, and sickened.”Hedren is finishing up her autobiography, which will, of course, tell the whole story of her Hitchcock adventure, and more. Did she ever give advice on the pitfalls of the business to her acting daughter (Melanie Griffith) or granddaughter (Dakota Johnson)?“Melanie and Dakota and I never discuss the entertainment business. In fact I spent about three hours with Dakota before she went to New York two months ago. She came out to the preserve, we sat out in my garden and talked, and never mentioned any of the show business stuff.”swhitall@detroitnews.comtwitter.com/swhitall How to see Tippi Hedren Redford Theatre Oct. 16-18“The Birds” and “Marnie” will be screened at the Redford Theatre, 17360 Lahser in Detroit. Tippi Hedren will be at each screening, in addition to the VIP event. Call (313) 537-2560.8 p.m. Oct. 16: Alfred Hitchcock’s “The Birds” starring Tippi Hedren and Rod Taylor. Tickets: $7.5-6:30 p.m. Oct 17: VIP event $50 ticket includes desserts with Tippi, an 8-by-10-inch autographed glossy; attendance at the Q&A career discussion; entrance into the 8 p.m. showing of “Marnie,” as well as entrance into either the Friday night or Sunday matinee showing of “The Birds.”8 p.m. Oct 17: Alfred Hitchcock’s “Marnie” starring Tippi Hedren and Sean Connery. Tickets: $71 p.m. Oct 18: “The Birds.” Tickets: $7.redfordtheatre.com CONNECT TWEET1LINKEDIN5COMMENT EMAIL MORE


which of the following events must cause equilibrium price to rise?

ce. Shift Effects Upward shifts in the supply and demand curves affect the equilibrium price and quantity. If the supply curve shifts upward, meaning supply decreases but demand holds steady, the equilibrium price increases but the quantity falls. For example, if gasoline supplies fall, pump prices are likely to rise. If the supply curve shifts downward, meaning supply increases, the equilibrium price falls and the quantity increases. If refineries supply more gasoline, pump prices are likely to fall if there is no corresponding increase in demand.

What Happens to the Equilibrium Price When Quantity of Supply & Demand Shifts Upward?

Related Articles1Effects of Technology on Supply and Demand Curves2What Causes the Demand Curve to Shift to the Left?3Shifting the Demand Curve Vs. Moving Along the Demand Curve4Explain the Difference Between Decrease in Demand & Decrease in Quantity Demanded

Supply and demand curves express relationships between price and quantity. Equilibrium exists when supply equals demand. The shape of these curves and the equilibrium price affect small and large businesses because revenues are a factor of price and quantity. Although a single business cannot affect the shape of these curves, the combined actions of businesses and consumers affect the supply and demand curves for different industries.

Basics The supply and demand curves are plots of price on the vertical y-axis and quantity on the horizontal x-axis. The demand curve is a downward-sloping curve showing an inverse relationship between price and quantity because demand rises when prices fall and falls when prices rise. The supply curve is an upward-sloping curve showing a direct relationship between price and quantity because supply rises and falls with price. Shifts The supply and demand curves assume that all other things are constant. If not, there is an upward or downward shift, meaning the whole curve moves up or down. Reasons for a demand curve shift include the availability of alternative products and changes in consumer preferences, unemployment levels and interest rates. Reasons for a supply curve shift include changes in consumer expectations and new technologies. Upward shifts in the supply and demand curves indicate decreasing supply and increasing demand, respectively, while the opposite is true for downward shifts. Equilibrium

The equilibrium price is the intersection of the supply and demand curves. Markets reach equilibrium because prices that are above and below an equilibrium price lead to surpluses and shortages, respectively.

A surplus usually means that vendors will lower prices to clear out inventory, while a shortage means they will raise prices to take advantage of the higher demand. In both cases, the price will converge toward an equilibrium price, which may be higher or lower than the original equilibrium pri

If the demand curve shifts upward, meaning demand increases but supply holds steady, the equilibrium price and quantity both increase. For example, pump prices often rise during the summer as people drive to their summer homes for the weekend. If the demand curve shifts downward, meaning demand decreases but supply holds steady, the equilibrium price and quantity both decrease. References (3)About the Author Based in Ottawa, Canada, Chirantan Basu has been writing since 1995. His work has appeared in various publications and he has performed financial editing at a Wall Street firm. Basu holds a Bachelor of Engineering from Memorial University of Newfoundland, a Master of Business Administration from the University of Ottawa and holds the Canadian Investment Manager designation from the Canadian Securities Institute. Photo Credits Jupiterimages/Polka Dot/Getty Images Cite this Article


what causes motor vibration

A loose or disconnected air hose or vacuum hose can cause quite a bit of violent shaking and vibration in your car's engine. To correct the problem, simply look for any loose or disconnected hoses and reattach them and replace them as needed.

5 Causes of Engine Vibration

5 Causes of Engine Vibration January 12, 2017Comments Email There are several common causes of engine vibration in a car, and they all result in shaking and noises that can be quite alarming and sometimes scary. However, if you know what some of the most frequent caused of engine vibration are, you can not only avoid too much stress and worry, you can know how to explain the problem and symptoms to a car mechanic when the time comes to correct the problem. So, here is a list of some of the most common reasons your car's engine might shake or vibrate. Worn Out Spark Plugs In many vehicles a common cause of engine vibration is worn out or faulty sparkplugs. Worn out or dirty sparkplugs will cause the car's engine to misfire or not properly fire on each and every cylinder. When this occurs, it is commonly referred to as the engine missing or not firing on all cylinders. This can usually be corrected by installing new sparkplugs or correcting other spark or compression-related issues. Loose or Disconnected Hoses Loose or disconnected hoses can also be a common cause of many types of engine vibration.

Engine Problems? Check Out These Engine Repair Tips Broken Motor Mounts If the vehicle shakes violently or the engine vibrates excessively when stopped at a red light or when parked with the engine on, this may be a good indicator that the motor mounts or transmission mounts on the vehicle are damaged or broken. A good way to tell if this is the problem is to simply put the car in neutral and see if the vibration or shaking decreases a bit. If it does, this is a good sign that there may be problems with your engines motor mounts and you should have the engine inspected by a qualified repair shop or professional mechanic. Faulty or Poorly Adjusted Fuel Intake System Another common problem that causes engine vibration and nasty shaking is a poorly adjusted fuel intake system. Sometimes, idling problems that cause engine vibration may be as simple as adjusting the idle on a carburetor or cleaning components in the fuel intake system so that fuel passes through the engine more easily creating cleaner and more efficient combustion your car's engine. Faulty Timing Belt Problems with your vehicle's timing belt, or other belt driven accessories, are another common cause of engine vibrations in vehicles. Timing belts and other belts that are loose or damaged will cause components controlled by belts such as fans and other parts to not rotate or turn a consistent speeds which will result in strange sounds and vibrations from your car's engine. To avoid these types of problems, you should frequently inspect all of the belts in your vehicle to make sure that they are free from crakcs and ribbing and also make sure that the belts are tight and operating as they should. Comments Email Related Articles How to Tell When It's Time for a Tire Alignment How to Detect and Replace a Faulty Radiator Fan Belt Ford Recalls 441,000 Vehicles Over Engine Fires, Loose Doors Can You Fix a Bent Rim on a Car? How to Detect and Change a Faulty Timing Belt


what is the annual fee for spirit

For as little value as there is in the Spirit Airlines credit card, the offer is made all the worse by the $59 annual fee (waived the first year). In order to just break even, and make up for the fee, you need to charge $5,900 to this card within a year.

Spirit Airlines World MasterCardÂ® Credit Card: Is it Worth It?

"Credit Cards By Robert Harrowupdated on March 27, 2018Advertiser Disclosure Opinions, analyses, reviews, or recommendations expressed here are the author’s alone, and have not been reviewed or endorsed by the issuer. We may be compensated through the issuer’s Affiliate Program. For a full list of our advertisers see our disclosure page. Credit Card Categories Comparing Best Credit Cards Best Rewards Cards for Travel Top Low APR Cards Airline Travel Card Options Credit Cards For Rewards Credit Cards For Your Hotel Stays Best Cards to Use at Gas Stations Credit Cards for Business Owners Citi Cards Barclay Cards Top Chase Credit Cards Rewards Cards Capital One® Quicksilver® Cash Rewards Credit Card Discover it® - Cashback Match™ Credit Card Citi® Double Cash Credit Card Travel Credit Cards Barclaycard Arrival World Starwood Preferred Guest Card Barclaycard Arrival Plus Credit Card Chase Sapphire Preferred® Credit Card Credit Card Rewards Programs Amex Membership Rewards Chase Ultimate Rewards Program Citi Thank You® Points Spirit Airlines World Master Card® Credit Card: Is it Worth It?70""Due to the low value of Spirit Airlines miles, there isn't a whole lot of value one can extract from the Spirit Airline credit card. ""The Spirit Airlines World Master Card® Credit Card from Bank of America fails to impress. With a measly 1% rewards rate, and a $59 annual fee (waived year 1), it becomes hard to justify keeping this card in your wallet, when a good cash back credit card can provide you with far better savings overall. Good For… Bad For…Booking off-peak reward travel Those looking for high rewards rates Individuals who want flexible travel dates Review: What We Think of the Spirit Airlines Credit Card The Spirit Airlines World Master Card® Credit Card is a subpar deal, most ways you look at it. There may be certain circumstances – if you book travel at the right time of the year – where you can walk away with a half-decent rewards rate value (above 1%). The problem of this card stems from the poor value of Free Spirit™ Miles, making it a hard sell for most. On average, unless they are very diligent with how they redeem their miles, consumers can expect a rewards rate of 1% or lower from the Spirit Airlines Mastercard. A card like the Citi® Double Cash Credit Card will offer far better value (1% back on purchases and 1% back when you pay for those purchases), and more flexible rewards (since it offers straight cash back instead of miles or points ).

In contrast, if you put those charges onto the aforementioned Citi® Double Cash Credit Card, you’d be coming out $118 ahead instead. Another important consideration to make, when looking at this card, is the poor user experience associated with its affiliated airline. Spirit has, traditionally, been viewed as a carrier which cuts costs and corners, at the cost of customer service and experience. Flights with Spirit tend to be cheap, though anything but the bare minimum will cost you significant money in fees – everything from checked bags to printing your boarding pass. If you have no prior experience with Spirit Airlines, and are simply looking for an airline credit card, we recommend staying away from this one, and exploring other options. Bottom Line: There is very littile we can recommend about the Spirit Airlines credit card. Unlike some of the better airline credit cards, it doesn’t offer free checked baggage benefits, companion tickets, or in-flight savings. Outside of preferred boarding and check-in on domestic flights (at select airports) there is nothing you get for your loyalty to Spirit Airlines with this card. Spirit Airlines World Master Card® Credit Card Benefits & Features The Spirit Airlines credit card earns users 2 Free Spirit™ miles for every $1 they spend on the card through purchases – that means balance transfers, cash advances, and fees will not earn you any miles. Furthermore, when you make your first purchase on the card, Bank of America will throw in an extra 15,000 bonus miles your way. We estimate the value of this welcome bonus to be $75 – which means it will be more than enough to cover the card’s $59 annual fee, once it hits in the second year of card membership. Annual Fee $0 Intro Annual Fee for the first year then $59Purchase APR 12.99% to 22.99% Variable Card Details2 miles for every dollar you spend on purchases15,000 bonus miles after you make a purchase with the World Master Card® credit card - enough for up to 3 roundtrip off-peak tickets, with taxes and fees from $11.20 per award Earn 5,000 anniversary bonus FREE SPIRIT™ miles when you spend at least $10,000 in purchases annually and pay your annual fee Enjoy a $0 introductory annual fee for the first yeara $59 fee will apply to World Mastercard® accounts thereafter If you spend at least $10,000 on your Sprit credit card annually, you’ll receive an extra 5,000 anniversary bonus miles. You can’t earn this benefit during your first year, however, as the card’s terms stipulate you will only receive this bonus upon payment of the annual fee – which is waived the first year of card membership. What Are Free Spirit™ Miles Worth? We estimate a single Free Spirit™ mile to be worth, on average, $0.005 – significantly lower than most loyalty miles out there. Depending on how you redeem your rewards, you can walk away with point values significantly higher or lower than this number. We arrived at this value by examining several different itineraries, some of which are pictured below. From To USD Miles US/Point Chicago Atlantic City $96 50,000 0.002Baltimore Cancun $205 40,000 0.005Denver Boston $323 52,500 0.006Los Angeles Cancun $350 75,000 0.005Average 0.005Note that you can get decent value if you manage to find the right off-peak deal as a Spirit Airlines World Master Card® Credit Card cardholder. However, these dates are limited, and make it difficult to fit a vacation to a schedule that suits you. The cost of award travel with Spirit Airlines depends on two factors – time of year, and region. Firstly, Spirit categorizes dates throughout the year as “Off-Peak”, ”Standard”, and “Peak” – each requiring more miles than the last. Times of the year that see more travel, such as holidays, are considered “peak”, and cost the most miles. Secondly, the further you fly, the more miles it will cost you. Spirit breaks travel up into 4 regions – traveling within 1 region costs the least, while travelling across 4 regions costs the most. Being a Spirit Airlines Mastercard users gives consumer access to more “off-peak” dates throughout the year – which slightly increases the overall value of this rewards program. Even when redeeming miles for an “off-peak” flight, the miles value you receive is below $0.01. How Does the Spirit Airlines World Master Card® Credit Card Compare to Other Credit Cards? In order to see whether the Spirit Airlines credit card is worthwhile, it’s important to see it against the backdrop of other credit cards. Below we profile the performance of the Spirit Airlines credit card against leading competitors. Spirit Airlines World Master Card® Credit Card vs Citi® Double Cash Credit Card Read Review The Citi® Double Cash Credit Card is one of the best cash back credit cards available. It gives user 1% cash back at the time of purchase, and another 1% when that purchase is paid off. The Citi® Double Cash Credit Card is, in the long run, the greater value. Even with the 5,000 anniversary bonus, the Spirit Airlines credit card will not be nearly as rewarding as the Citi card. Spirit Airlines World Master Card® Credit Card vs Capital One® Venture® Rewards Credit Card Read Review The Capital One® Venture® Rewards Credit Card is a great general travel rewards credit card. Like the Spirit Airlines World Master Card® Credit Card, the Capital One® Venture® Rewards Credit Card earns 2 miles for every $1 you charge to it. These miles, however, are far more valuable and flexible than those earned on through the Spirit card. If used towards travel statement credit, the Capital One® Venture® Rewards Credit Card are worth $0.01. For all of this, the Venture has a higher annual fee. However, as long as you spend at least $2,730 annually, the difference in annual fees is more than made up for with the greater rewards. Comparison Tool In order to better assist readers in choosing between credit cards, we have constructed a tool that customizes estimated rewards rates for any given card. All these results can be tailored to different spending budgets – simply click the pencil icon, and input your estimated monthly spending. Assumptions Based On Monthly Spend of: $ 1,430 Edit Card Annual Fee 2-yr Net Rewards Rate The Net Rewards Rate is equal to the Rewards Value over two years divided by the total spending. The total spending is equal to the values entered into the tool and multiplied by 24 months. See the rewards Value note to see details on how it is calculated. The estimates here are Value Penguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. All estimates are based on the spend assumptions entered above (which you can edit). Bonus Value The bonus field shows our estimate for the value of the card’s welcome bonus. If the bonus is point or mile based, we multiply the total bonus points/miles by our estimate for their value to arrive at a dollar equivalent. We display $0 if there is no bonus or if the user doesn’t qualify for the bonus based on the current spending entered into the tool. All estimates are based on the spend assumptions entered above (which you can edit). The estimates here are Value Penguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.2-yr Rewards Value The Rewards value is calculated by adding together the rewards earned from charging purchases to the card over two years and any welcome bonuses (if applicable). They are then multiplied by our estimated point/mile value, with any annual fees (if applicable) subtracted. All values are based on our own estimates for the dollar value of any points, miles or bonuses earned using a card and on the spend assumptions entered above (which you can edit). The estimates here are Value Penguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Capital One® Venture® Rewards Credit Card$0 intro for first year; $95 after that 3.18%$500Receive 50,000 miles once you spend $3,000 within the first 3 months$1,091Apply Now Graph Card Read Review More Details and Value Calculation Chase Sapphire Preferred® Card$0 Intro for the First Year, then $95 3.00%$62550,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening$1,028Apply Now Graph Card Read Review More Details and Value Calculation Capital One® Quicksilver® Cash Rewards Credit Card$0 1.94%$150Get $150 bonus after spending $500 within the first 3 months$665Apply Now Graph Card Read Review More Details and Value Calculation Spirit Airlines World Master Card® Credit Card$0 Intro Annual Fee for the first year then $59 1.05%$7515,000 bonus miles after your first purchase$359Graph Card Read Review More Details and Value Calculation Comments and Questions Sorry, the browser you are using is not currently supported. Disqus actively supports the following browsers: Firefox Chrome Internet Explorer 11+Safari Darvin Ray • 1 year ago1. The review/article seems a little bias because they should have also done an example of an off peak season. Of course the value per mile will look bad if you use it on a peak season. That's the same with ANY airlines.2. I am the same as Gina Hall. I take my family to free vacations on off peak seasons and I get the most bang for my airline miles. Also, off seasons = vacation destinations are not crowded. Harry Potter rides in Universal Orlando during peak season: at least 2 hours of waiting time. Harry Potter rides in Universal Orlando during non-peak season: less than 5 minutes of waiting time.3. If you're smart and do the math, you will schedule your trips during its Off Peak days, the redemption value of your mile is around 1 mile = $0.03. (That's 3 cents per mile)Example: A ticket from Chicago to Orlando would cost me $93.09 per person. Schedule your flight on a on off-peak Saturday morning flight (around 11am) would only cost you 2500 miles. $93.09 divided by 2500 miles = 3.7 cents per mile. Compared that for AA that's flying on the same day and around same time frame: AA ticket cost: $232.10. Using your AA miles would cost you 12500 Miles. $232.10 divided by 12500 miles = 1.8 cents per mile (if you want non-stop flights only, it will cost you 20,000 Miles = 1.1 cents per mile)Now, Compare that with Delta that's flying on the same day and around the same time frame: Delta ticket cost: $101.60. Using your Delta miles would cost you 12500 Miles. $101.60 divide by 12,500 makes = 0.008 cents per mile. (Yes! that's less than 1 cent) (Delta does not have a non-stop flight from ORD to MCO)4. Also, you have to count on ""How fast can you earn a free trip?"" - Assuming you do not travel all the time, then the majority of your credit card spending will be on boring daily stuff like online shopping, gas, groceries, malls, dining out, car maintenance, and monthly bills. That would mean you are earning the following: Spirit Mastercard: Spend $1 = 2 mile. AA Mastercard: Spend $1 = 1 mile. Delta Gold AMEX card: Spend $1 = 1 mile.- Using the Chicago to Orlando example again, that would mean the credit card holder will have to spend the following amount on these credit cards, just to get 1 free flight: Spirit Mastercard: $1,250 = 1 free flight. AA Mastercard: $12,500 = 1 free flight. Delta Gold AMEX: $12,500 = 1 free flight. Seems like a decent card for non-churners and people with families that only go on vacations once or twice a year. Also, savvy consumer tip: To get the most value per Spirit miles, redeem your miles for flights AT LEAST 6 MONTHS IN ADVANCE. That way you avoid the awards redemption fees: Awards Redemption Fee: · $0 (No Fee) - Award ticket requested at least 180 days prior to departure · $15 - Award ticket requested between 21 and 179 days prior to departure · $75 - Award ticket requested between 7 and 20 days prior to departure · $100 - Award ticket requested 6 days or less prior to departure Gina Hall • 1 year ago For my family, this is a good card and a good frequent flyer program. We specifically schedule our trips during the offpeak calendar and have used award tickets for Cancun, Punta Cana and Puerto Rico. Spirit flies to most of our desired destinations, so this works for us.southernalice@hotmail.com • 1 month ago HORRIBLE!!!! THIS IS THE WORST CREDIT CARD EVER- SPIRIT AIRLINES MASTERCARD DID NOTHING WHEN - CHEAPOAIR- TOLD ME I COULD CANCEL AND GET A CREDIT BACK WITHIN 24 HOURS- IT WAS A TOTAL SCAM AND THIS MASTERCARD DID NOTHING ABOUT IT!!!!! !Cyrus Pers • 1 year agoterrible card...can't even find a regular flight for one person with 15k miles..their marketing is very deceptive...avoid! * See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ""Apply Now"" button, you can review the credit card terms and conditions on the issuer's website. Info about the following cards: American Express® Gold Card, Delta Reserve® Credit Card from American Express, Hilton Honors™ Card from American Express, Hilton Honors Surpass® Credit Card, American Express® Blue Sky, American Express® Green Card, The Amex Every Day® Preferred Credit Card from American Express, The Plenti® Credit Card from Amex, Blue from American Express®, Platinum Card® from American Express Exclusively for Mercedes-Benz, Bluebird, Centurion® Card from American Express, and Hilton Honors American Express Aspire Card has been collected independently by Value Penguin. The issuer did not provide the details, nor is it responsible for their accuracy. Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program. These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. How We Calculate Rewards: Value Penguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are Value Penguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. "


meaning of black flowers

)The anarchist symbol of the black rose Black roses are symbols featured in fiction with many different meanings and titles such as black velvet rose, black magic, barkarole, black beauty, Tuscany superb, black jade, and baccara.

Black rose (symbolism)

"From Wikipedia, the free encyclopedianavigation search [ hide]This article has multiple issues. Please help improve it or discuss these issues on the talk page. ( Learn how and when to remove these template messages)This article includes a list of references, but its sources remain unclear because it has insufficient inline citations. (November 2012)This article needs additional citations for verification. (November 2012

[ citation needed] The roses commonly called black roses are technically a very dark shade of red, purple or maroon. The color of a rose may be deepened by placing a dark rose in a vase of water mixed with black ink. Other black roses may be blackened by other methods such as burning. Contents [ hide ]1 Symbolism within Politics1.1 Anarchism2 Symbolism within Pop Culture2.1 Examples3 References4 External links Symbolism within Politics [ edit]Anarchism [ edit]See also: Anarchist symbolism Black Rose Books is the name of the Montreal anarchist publisher and small press imprint headed by the libertarian-municipalist/anarchist Dimitrios Roussopoulos. One of the two anarchist bookshops in Sydney is Black Rose Books which has existed in various guises since 1982. The Black Rose was the title of a respected journal of anarchist ideas published in the Boston area during the 1970s, [1] as well as the name of an anarchist lecture series addressed by notable anarchist and libertarian socialists (including Murray Bookchin and Noam Chomsky) into the 1990s. Symbolism within Pop Culture [ edit]The symbolism in many works of fiction usually contrives feelings of mystery, danger, or some sort of darker emotion like sorrow or obsessive love. Examples [ edit]In the Night World series, the black rose is the symbol for made vampires, as opposed to the black iris for lamia (or born vampires). In the Fire Emblem series, black roses are used to portray Nohr in the Fates games. In the Dragonlance series, the black rose is the symbol for Knights of Solamnia who have betrayed their ideals. Lord Soth, the most famous fallen Knight of Solamnia, is sometimes known as the Knight of the Black Rose. In Revenge (Season 2, Episode 18), black roses are a symbol for dying love. ""Black Rose"" is the title of the background music for a level in Eternal Darkness: Sanity's Requiem. [2] ""Black Rose"" is probably the name of the mansion, the symbol of mystery. In the Babylon 5 episode ""Passing Through Gethsemane"", a black rose is given to a monk as a symbol of death, and later placed in the mouth of a murdered woman. In MTV Splitsvilla ' s seventh season, black roses are given to girls to eliminate them from the show. In ""American Horror Story: Murder House"" Tate gifts Violet a black rose stating that she doesn't like ""normal things. """"Black Rose"" is the name of a pirate-themed pinball machine produced by Bally in July 1992. Black rose was a hit single song from Rock band Thin Lizzy and was the title for an album. Lead singer and bass player Phil Lynott was into Irish mythology and claims the black was inspired by Irish mythology. Black Roses is also the title to the lead single from Selena Gomez album Seven Heavens. Black Roses is a popular Reggae hit by singer Barrington Levy References [ edit]^ Goodway, D. (2013). For Anarchism (RLE Anarchy). Routledge Library Editions: Anarchy. Taylor & Francis. p. 5. ISBN 978-1-135-03756-7. Retrieved 17 March 2018.^ IGN staff (November 8, 2002). ""Eternal Darkness CD"". IGN.com. Retrieved 2008-12-21. Wilkins, Eithne. The rose-garden game; a tradition of beads and flowers, [New York] Herder and Herder, 1969. External links [ edit]Photograph of a ""black"" rose Categories: Symbolism Black symbols Language of flowers Anarchist symbols "


what is a caret?

A caret is a blinking line, block, or bitmap in the client area of a window. The caret typically indicates the place at which text or graphics will be inserted. The following illustration shows some common variations in the appearance of the caret.

Carets

Carets

Applications can create a caret, change its blink time, and display, hide, or relocate the caret. In This Section Name Description About Carets Discusses carets. Using Carets Code samples that show how to perform tasks related to carets. Caret Reference Contains the API reference. Caret Functions Name Description Create Caret Creates a new shape for the system caret and assigns ownership of the caret to the specified window. The caret shape can be a line, a block, or a bitmap. Destroy Caret Destroys the caret's current shape, frees the caret from the window, and removes the caret from the screen. Get Caret Blink Time Retrieves the time required to invert the caret's pixels. The user can set this value. Get Caret Pos Copies the caret's position to the specified POINT structure. Hide Caret Removes the caret from the screen. Hiding a caret does not destroy its current shape or invalidate the insertion point. Set Caret Blink Time Sets the caret blink time to the specified number of milliseconds. The blink time is the elapsed time, in milliseconds, required to invert the caret's pixels. Set Caret Pos Moves the caret to the specified coordinates. If the window that owns the caret was created with the CS_OWNDC class style, then the specified coordinates are subject to the mapping mode of the device context associated with that window. Show Caret Makes the caret visible on the screen at the caret's current position. When the caret becomes visible, it begins flashing automatically.